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re: will my health inurance cover my accident?

Posted on 12/27/15 at 11:28 am to
Posted by FalseProphet
Mecca
Member since Dec 2011
11723 posts
Posted on 12/27/15 at 11:28 am to
1. Your insurance will cover it, but they will almost certainly go after your neighbors' insurance for repayment.

2. Fill out the form, or watch your coverage get denied.

3. Next time come up with a better story.
Posted by shutterspeed
MS Gulf Coast
Member since May 2007
73838 posts
Posted on 12/27/15 at 11:34 am to
Man, you trippin.
Posted by sullivanct19a
Florida
Member since Oct 2015
5239 posts
Posted on 12/27/15 at 11:36 am to
quote:

Rex

garbage
Posted by arn
Member since Nov 2015
562 posts
Posted on 12/27/15 at 11:36 am to
how did they find out you fell at your neighbors?
Posted by shel311
McKinney, Texas
Member since Aug 2004
112944 posts
Posted on 12/27/15 at 11:40 am to
quote:

2. Fill out the form, or watch your coverage get denied.

3. Next time come up with a better story.
Bingo and Bingo.


And for the love of God, don't wait for the hospital to send a bill 7 months later, figure out what's going on.
Posted by t1gerst1gerst1gers
Baton Rouge
Member since Aug 2015
393 posts
Posted on 12/27/15 at 11:55 am to
quote:

how did they find out you fell at your neighbors?


They don't know... This is a standard form sent out after surgeries, at least those that could have come from accidental injuries... I've received them after every orthopedic surgery I've had. They just simply ask if the injury was caused by an accident. Check yes or no type form... Think I maybe returned one and ignored the rest. Never had an issue with Blue Cross paying for said surgeries.
This post was edited on 12/27/15 at 11:56 am
Posted by sean5340
Houma
Member since Aug 2011
488 posts
Posted on 12/27/15 at 11:58 am to
Write a letter to the insurance stating that no third party was involved. It happens with my kids and sports all the time.
This post was edited on 12/27/15 at 12:00 pm
Posted by Hearing3
Member since Dec 2015
380 posts
Posted on 12/27/15 at 11:58 am to
quote:

I certainly do not want to sue my neighbor's home owners. what can I do? will my health insurance pay the hospital?




You have to describe the event. If their sidewalk was covered in roller bearings, they will be liable. If you were not looking where you were going and you tripped on your shoelaces, its on you.
Posted by arn
Member since Nov 2015
562 posts
Posted on 12/27/15 at 11:59 am to
quote:

the form asks multiple questions about my neighbors insurance and such
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