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Message

re: Texas is one of the most overrated states to live in

Posted on 5/4/25 at 3:37 pm to
Posted by xBirdx
Member since Sep 2018
1218 posts
Posted on 5/4/25 at 3:37 pm to
lol… what??

What’s your reasoning…
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
30489 posts
Posted on 5/4/25 at 3:38 pm to
quote:

Odds are he got it before it was worst that much.


quote:

You're fricken stupid
Posted by UtahCajun
Member since Jul 2021
1155 posts
Posted on 5/4/25 at 3:39 pm to
The home of HEB and Shipley donuts, and the creator of American style kaloches can never, ever, ever be overrated.
Posted by TigersHuskers
Nebraska
Member since Oct 2014
12416 posts
Posted on 5/4/25 at 3:39 pm to
quote:

What’s your reasoning…


He never has any. He's just a fat neckbeard incel who lives in his mom's basement.
Posted by xBirdx
Member since Sep 2018
1218 posts
Posted on 5/4/25 at 3:40 pm to
Makes sense lol


I said $525k house.:: not that amount of a mortgage.

Built it myself for about $375k.
Only needed $150k mortgage


Who tf keeps a $500k mortgage on a $525k house!!?
This post was edited on 5/4/25 at 3:42 pm
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
30489 posts
Posted on 5/4/25 at 3:41 pm to
quote:

He's just a fat neckbeard incel who lives in his mom's basement.


You had to go to rehab and want to throw stones at productive members of society. Very odd.

And by the way, I don’t have a neck beard, I pay my barber $75 every three weeks
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
30489 posts
Posted on 5/4/25 at 3:41 pm to
quote:

Who tf keeps an$500k mortgage..?


People who make more money than you
Posted by Deuces
The bottom
Member since Nov 2011
15124 posts
Posted on 5/4/25 at 3:42 pm to
quote:

What ??


37.7% for federal taxes + 13% for CA.

At the end of the day, you don’t realistically pay half because your effective tax rate will be lower, but that’s how it works.
Posted by xBirdx
Member since Sep 2018
1218 posts
Posted on 5/4/25 at 3:42 pm to
Gotcha… so people who make more
Money than me keep 95% LTV mortgages…

Sounds dumb to me..
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
30489 posts
Posted on 5/4/25 at 3:43 pm to
quote:

13% for CA.


Starts at about $1.4MM of AGI
Posted by Deuces
The bottom
Member since Nov 2011
15124 posts
Posted on 5/4/25 at 3:43 pm to
quote:

That’s not how income taxes work…


Marginal rate is 37.7% federal plus 13% tax to California for someone making a couple hundred thousand a year.

That’s 50%


You don’t actually pay that because your effective tax rate is lower due to credits and deductions, but what I said is true.
This post was edited on 5/4/25 at 3:44 pm
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
30489 posts
Posted on 5/4/25 at 3:44 pm to
quote:

Gotcha… so people who make more Money than me keep 95% LTV mortgage


No you edited your post
Posted by TigersHuskers
Nebraska
Member since Oct 2014
12416 posts
Posted on 5/4/25 at 3:44 pm to
quote:

You had to go to rehab


Yea because I'm an alcoholic. It's a disease. I went to treat it.

quote:

want to throw stones at productive members of society. Very odd.





Keep lying.

quote:

And by the way, I don’t have a neck beard, I pay my barber $75 every three weeks


Again all these flexes from you scream insecurity and tell us you're full of shite.
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
30489 posts
Posted on 5/4/25 at 3:44 pm to
quote:

but what I said is true.


No it’s not
Posted by UtahCajun
Member since Jul 2021
1155 posts
Posted on 5/4/25 at 3:45 pm to
quote:

You’re house poor


Yikes....you're to dumb to know he was giving an example. A theoritical if you will.
Posted by TigersHuskers
Nebraska
Member since Oct 2014
12416 posts
Posted on 5/4/25 at 3:45 pm to
quote:

Sounds dumb to me


He pays his barber about $1300 a year.
Posted by Deuces
The bottom
Member since Nov 2011
15124 posts
Posted on 5/4/25 at 3:45 pm to
quote:

Starts at about $1.4MM of AGI


Ok

Married filing jointly with over $140k AGI is 9.3%
This post was edited on 5/4/25 at 3:49 pm
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
30489 posts
Posted on 5/4/25 at 3:46 pm to
quote:

Again all these flexes from you scream insecurity and tell us you're full of shite.


Nah, it just works up all the trailer park baws and I’m just chilling watching the F1 race after my 60 mile bike ride this afternoon
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
30489 posts
Posted on 5/4/25 at 3:47 pm to
quote:

Ok excuse me. You won’t pay 50% You’ll pay 47%!


quote:

In California, if you make a couple hundred thousand a year, your marginal tax rate will be 50% of your income.


You were wrong bruh, just eat it and move on. Edited your post and still wrong! Not good!
This post was edited on 5/4/25 at 3:48 pm
Posted by TigersHuskers
Nebraska
Member since Oct 2014
12416 posts
Posted on 5/4/25 at 3:47 pm to
quote:

Nah, it just works up all the trailer park baws and I’m just chilling watching the F1 race after my 60 mile bike ride this afternoon


Did your boyfriend pump your arse before or after the 60 mile bike ride with no seat?
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