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re: State Farm estimate vs 2 estimates from body shops??

Posted on 6/3/15 at 8:28 pm to
Posted by Taurus
Loozianna
Member since Feb 2015
4955 posts
Posted on 6/3/15 at 8:28 pm to
quote:

OK, buddy. I have seen it.

Adjuster and body shop are way off...

Adjuster: "how many hours do you have to fix that"

Body shop: "5"

Adjuster: "The system says 3 but I can go 3.5"

Body shop: "OK"


And again that is not how it works. Remember, you only know a little and that is coming off as at least somewhat accurate.

quote:

I like how you move on without admitting you were wrong in saying that SF doesn't have preferred or "Select service" shops.


I didn't say that, only they are not needed for repairs. I've said take to "any shop" multiple times.
Posted by slam627
Baton Rouge, LA
Member since Sep 2005
410 posts
Posted on 6/3/15 at 8:31 pm to
Posted by theronswanson
House built with my hands
Member since Feb 2012
3082 posts
Posted on 6/3/15 at 8:32 pm to
quote:

The police came out but no report was made since it was on private property


You need to call the police and have a report made ASAP.
Posted by vjp819
South Sec. 414 / Alex Box Sec. 210
Member since Nov 2003
10882 posts
Posted on 6/3/15 at 8:33 pm to
quote:

Now State Farm is telling me the 2 quotes are useless because neither body shop is affiliated with State Farm.


quote:

That's steering and illegal. You have the right to have it repaired where you choose.


Didn't read the whole thread, but they are not steering you. If you took your truck to one of their preferred shops, State Farm will honor their estimate without you having to shop around. If you want someone else to fix your truck not connected with State Farm, then you have to get a damage estimate from the State Farm adjuster. Then they'll pay what the adjuster figures up.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
58731 posts
Posted on 6/3/15 at 8:33 pm to
Incident reports are usually written, not an accident report.
This post was edited on 6/3/15 at 8:34 pm
Posted by Spankum
Miss-sippi
Member since Jan 2007
58370 posts
Posted on 6/3/15 at 8:33 pm to
I just dealt with this kind of shite and honestly, estimates aren't worth the paper they are written on...body shops know the game and typically lowball the estimate to get your vehicle in the door...they find "hidden damage" on almost every job...

don't sweat over it too much, as that is all part of the game. at the end of the day, you can take your vehicle to anyone that you want to repair it and the insurance will pay for it...

just go through the mandatory gyrations and your vehicle will come out as good as new....
Posted by stout
Porte du Lafitte
Member since Sep 2006
175503 posts
Posted on 6/3/15 at 8:34 pm to
quote:

La AG sued State Farm over this exact thing



Don't tell that to Taurus


quote:

The suit, filed Tuesday (Aug. 19) morning on behalf of the state in state district court in Baton Rouge, says the company broke state laws regulating unfair trade practices and monopolies by steering consumers to preferred repaired shops. These preferred shops, called "direct repair facilities," have contractual relationships with the insurance company, Caldwell said. The shops agree to or are somewhat forced by the market to conform to insurance estimates that require them to perform repairs cheaply and quickly, "rather than in accordance with consumer safety and vehicle manufacturer performance standards," a press release from Caldwell's office says.

The direct repair facilities sometimes use "junkyard," "knock-off" or "after-market" parts made in Taiwan, for example, instead of those provided by the manufacturer. The result can compromise safety, as well as aesthetics.

The suit, filed Tuesday (Aug. 19) morning on behalf of the state in state district court in Baton Rouge, says the company broke state laws regulating unfair trade practices and monopolies by steering consumers to preferred repaired shops. These preferred shops, called "direct repair facilities," have contractual relationships with the insurance company, Caldwell said. The shops agree to or are somewhat forced by the market to conform to insurance estimates that require them to perform repairs cheaply and quickly, "rather than in accordance with consumer safety and vehicle manufacturer performance standards," a press release from Caldwell's office says.

The direct repair facilities sometimes use "junkyard," "knock-off" or "after-market" parts made in Taiwan, for example, instead of those provided by the manufacturer. The result can compromise safety, as well as aesthetics.



Sometimes it's a burden always being right. This is a lot of what I have said in this thread.
Posted by stout
Porte du Lafitte
Member since Sep 2006
175503 posts
Posted on 6/3/15 at 8:35 pm to
quote:

Didn't read the whole thread, but they are not steering you.



LINK
Posted by theronswanson
House built with my hands
Member since Feb 2012
3082 posts
Posted on 6/3/15 at 8:36 pm to
quote:

Incident reports are usually written, not an accident report.


Umm what?

OP said no report was written. He needs to get one, whether it be an incident or accident report.
Posted by Five0
Member since Dec 2009
11354 posts
Posted on 6/3/15 at 8:36 pm to
If you are dealing with State Farm prepare for the run around.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
58731 posts
Posted on 6/3/15 at 8:36 pm to
There are facilities that make aftermarket parts to the exact specs of the oem parts too. And a "junkyard" part is an un-damaged oem part pulled off of a salvage car.

There are business set up specifically for each of these. I'd expect that you knew this already tho.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
58731 posts
Posted on 6/3/15 at 8:38 pm to
I mean for private property accidents in general, not specifically this case. They'll write a "report" with everyone's info, but not a true accident report of its on private property.
Posted by stout
Porte du Lafitte
Member since Sep 2006
175503 posts
Posted on 6/3/15 at 8:39 pm to
quote:

There are facilities that make aftermarket parts to the exact specs of the oem parts too. And a "junkyard" part is an un-damaged oem part pulled off of a salvage car.

There are business set up specifically for each of these. I'd expect that you knew this already tho.



Yea. Who doesn't use LKQ out of Houston?

That doesn't change a lot of what I have been saying though which is having preferred shops toes the line of legality and apparently the La AG agrees with me.
This post was edited on 6/3/15 at 8:40 pm
Posted by theronswanson
House built with my hands
Member since Feb 2012
3082 posts
Posted on 6/3/15 at 8:41 pm to
quote:

They'll write a "report" with everyone's info, but not a true accident report of its on private property.


While not a true "accident report," it will contain a recitation of the facts and at least evidence the fault of the liable party. Unless OP doesn't think that's important...
This post was edited on 6/3/15 at 8:44 pm
Posted by slam627
Baton Rouge, LA
Member since Sep 2005
410 posts
Posted on 6/3/15 at 8:41 pm to
quote:

There are facilities that make aftermarket parts to the exact specs of the oem parts too. And a "junkyard" part is an un-damaged oem part pulled off of a salvage car.

There are business set up specifically for each of these. I'd expect that you knew this already tho.


And the use of either type can render your manufacturer's warranty useless. Check your owner's manual.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
58731 posts
Posted on 6/3/15 at 8:43 pm to
So an F150 fender from another 2011 F150 put on your truck will void the warranty?
Posted by Five0
Member since Dec 2009
11354 posts
Posted on 6/3/15 at 8:46 pm to
quote:

You need to call the police and have a report made ASAP.


If it is like AL, not required on private property. We do them, but they are basic info swap documents that we fill out.
Posted by slam627
Baton Rouge, LA
Member since Sep 2005
410 posts
Posted on 6/3/15 at 8:47 pm to
Read your owner's manual, but yes it can affect the warranty. Not the entire warranty, but anything related to the use of such parts. Reason being, according to the manual, is that the history of those parts is unknown.
Posted by Five0
Member since Dec 2009
11354 posts
Posted on 6/3/15 at 8:47 pm to
If those parts do not have identifying numbers....who is to know?
Posted by stout
Porte du Lafitte
Member since Sep 2006
175503 posts
Posted on 6/3/15 at 8:50 pm to
quote:

If those parts do not have identifying numbers....who is to know?



There are ways to tell if something is factory or second hand. Mostly the paint can give it away in a few ways.
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