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re: State Farm estimate vs 2 estimates from body shops??
Posted on 6/3/15 at 8:28 pm to stout
Posted on 6/3/15 at 8:28 pm to stout
quote:
OK, buddy. I have seen it.
Adjuster and body shop are way off...
Adjuster: "how many hours do you have to fix that"
Body shop: "5"
Adjuster: "The system says 3 but I can go 3.5"
Body shop: "OK"
And again that is not how it works. Remember, you only know a little and that is coming off as at least somewhat accurate.
quote:
I like how you move on without admitting you were wrong in saying that SF doesn't have preferred or "Select service" shops.
I didn't say that, only they are not needed for repairs. I've said take to "any shop" multiple times.
Posted on 6/3/15 at 8:31 pm to NatalbanyTigerFan
Posted on 6/3/15 at 8:32 pm to NatalbanyTigerFan
quote:
The police came out but no report was made since it was on private property
You need to call the police and have a report made ASAP.
Posted on 6/3/15 at 8:33 pm to stout
quote:
Now State Farm is telling me the 2 quotes are useless because neither body shop is affiliated with State Farm.
quote:
That's steering and illegal. You have the right to have it repaired where you choose.
Didn't read the whole thread, but they are not steering you. If you took your truck to one of their preferred shops, State Farm will honor their estimate without you having to shop around. If you want someone else to fix your truck not connected with State Farm, then you have to get a damage estimate from the State Farm adjuster. Then they'll pay what the adjuster figures up.
Posted on 6/3/15 at 8:33 pm to theronswanson
Incident reports are usually written, not an accident report.
This post was edited on 6/3/15 at 8:34 pm
Posted on 6/3/15 at 8:33 pm to NatalbanyTigerFan
I just dealt with this kind of shite and honestly, estimates aren't worth the paper they are written on...body shops know the game and typically lowball the estimate to get your vehicle in the door...they find "hidden damage" on almost every job...
don't sweat over it too much, as that is all part of the game. at the end of the day, you can take your vehicle to anyone that you want to repair it and the insurance will pay for it...
just go through the mandatory gyrations and your vehicle will come out as good as new....
don't sweat over it too much, as that is all part of the game. at the end of the day, you can take your vehicle to anyone that you want to repair it and the insurance will pay for it...
just go through the mandatory gyrations and your vehicle will come out as good as new....
Posted on 6/3/15 at 8:34 pm to slam627
quote:
La AG sued State Farm over this exact thing
Don't tell that to Taurus
quote:
The suit, filed Tuesday (Aug. 19) morning on behalf of the state in state district court in Baton Rouge, says the company broke state laws regulating unfair trade practices and monopolies by steering consumers to preferred repaired shops. These preferred shops, called "direct repair facilities," have contractual relationships with the insurance company, Caldwell said. The shops agree to or are somewhat forced by the market to conform to insurance estimates that require them to perform repairs cheaply and quickly, "rather than in accordance with consumer safety and vehicle manufacturer performance standards," a press release from Caldwell's office says.
The direct repair facilities sometimes use "junkyard," "knock-off" or "after-market" parts made in Taiwan, for example, instead of those provided by the manufacturer. The result can compromise safety, as well as aesthetics.
The suit, filed Tuesday (Aug. 19) morning on behalf of the state in state district court in Baton Rouge, says the company broke state laws regulating unfair trade practices and monopolies by steering consumers to preferred repaired shops. These preferred shops, called "direct repair facilities," have contractual relationships with the insurance company, Caldwell said. The shops agree to or are somewhat forced by the market to conform to insurance estimates that require them to perform repairs cheaply and quickly, "rather than in accordance with consumer safety and vehicle manufacturer performance standards," a press release from Caldwell's office says.
The direct repair facilities sometimes use "junkyard," "knock-off" or "after-market" parts made in Taiwan, for example, instead of those provided by the manufacturer. The result can compromise safety, as well as aesthetics.
Sometimes it's a burden always being right. This is a lot of what I have said in this thread.
Posted on 6/3/15 at 8:35 pm to vjp819
Posted on 6/3/15 at 8:36 pm to CaptainsWafer
quote:
Incident reports are usually written, not an accident report.
Umm what?


OP said no report was written. He needs to get one, whether it be an incident or accident report.
Posted on 6/3/15 at 8:36 pm to NatalbanyTigerFan
If you are dealing with State Farm prepare for the run around.
Posted on 6/3/15 at 8:36 pm to stout
There are facilities that make aftermarket parts to the exact specs of the oem parts too. And a "junkyard" part is an un-damaged oem part pulled off of a salvage car.
There are business set up specifically for each of these. I'd expect that you knew this already tho.
There are business set up specifically for each of these. I'd expect that you knew this already tho.
Posted on 6/3/15 at 8:38 pm to theronswanson
I mean for private property accidents in general, not specifically this case. They'll write a "report" with everyone's info, but not a true accident report of its on private property.
Posted on 6/3/15 at 8:39 pm to CaptainsWafer
quote:
There are facilities that make aftermarket parts to the exact specs of the oem parts too. And a "junkyard" part is an un-damaged oem part pulled off of a salvage car.
There are business set up specifically for each of these. I'd expect that you knew this already tho.
Yea. Who doesn't use LKQ out of Houston?
That doesn't change a lot of what I have been saying though which is having preferred shops toes the line of legality and apparently the La AG agrees with me.
This post was edited on 6/3/15 at 8:40 pm
Posted on 6/3/15 at 8:41 pm to CaptainsWafer
quote:
They'll write a "report" with everyone's info, but not a true accident report of its on private property.
While not a true "accident report," it will contain a recitation of the facts and at least evidence the fault of the liable party. Unless OP doesn't think that's important...
This post was edited on 6/3/15 at 8:44 pm
Posted on 6/3/15 at 8:41 pm to CaptainsWafer
quote:
There are facilities that make aftermarket parts to the exact specs of the oem parts too. And a "junkyard" part is an un-damaged oem part pulled off of a salvage car.
There are business set up specifically for each of these. I'd expect that you knew this already tho.
And the use of either type can render your manufacturer's warranty useless. Check your owner's manual.
Posted on 6/3/15 at 8:43 pm to slam627
So an F150 fender from another 2011 F150 put on your truck will void the warranty?
Posted on 6/3/15 at 8:46 pm to theronswanson
quote:
You need to call the police and have a report made ASAP.
If it is like AL, not required on private property. We do them, but they are basic info swap documents that we fill out.
Posted on 6/3/15 at 8:47 pm to CaptainsWafer
Read your owner's manual, but yes it can affect the warranty. Not the entire warranty, but anything related to the use of such parts. Reason being, according to the manual, is that the history of those parts is unknown.
Posted on 6/3/15 at 8:47 pm to slam627
If those parts do not have identifying numbers....who is to know?
Posted on 6/3/15 at 8:50 pm to Five0
quote:
If those parts do not have identifying numbers....who is to know?
There are ways to tell if something is factory or second hand. Mostly the paint can give it away in a few ways.
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