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Started By
Message
re: Questions on Leasing a Vehicle
Posted on 3/6/14 at 2:45 pm to yellowfin
Posted on 3/6/14 at 2:45 pm to yellowfin
quote:
Why can't you just keep your current vehicle again?
It's 2-wheel drive. If it were front-wheel drive I would be ok, but it's rear-wheel.
You can't drive that in the snow/ice.
This post was edited on 3/6/14 at 2:46 pm
2
Posted on 3/6/14 at 2:45 pm to yellowfin
Not good for winter conditions he is moving to for work according to him. I would not want a 2wd truck in the snow either 
Posted on 3/6/14 at 2:48 pm to Corkfather
quote:
You can't drive that in the snow/ice.
I just spent a week in the mountains in Colorado and saw plenty of locals in 2 wheel drive trucks and SUVs
Posted on 3/6/14 at 2:49 pm to LNCHBOX
Like i said, he is a friend. I don't go thread to thread preaching fricking dave ramsey.
Posted on 3/6/14 at 2:52 pm to Corkfather
...
This post was edited on 9/15/14 at 7:30 pm
Posted on 3/6/14 at 2:52 pm to yellowfin
quote:
I just spent a week in the mountains in Colorado and saw plenty of locals in 2 wheel drive trucks and SUVs
The SUVs were probably front-wheel. The 2-wheel drive trucks you saw were either weighted in the back or they were 4x4 and just didn't have a sticker showing it off.
My truck is on its last leg anyways. It's a 2010 and already has 130,000+ on it. I drove it back and forth from Midland and San Antonio 3-4 times a month. I'll admit, I probably ragged it out but that's neither here nor there.
Posted on 3/6/14 at 2:53 pm to goldennugget
quote:
Any ding, dent, paint chip, wear and tear that exists when you turn it in you have to pay for.
That's not true. It's considered normal wear and tear and is included in the lease price. I've leased a dozen cars in the last twenty years and never paid a nickel extra at lease end.
quote:
Which is why when you are signing the lease they will try to sell you "gap insurance" to cover those expenses when you turn in the car.
That's not what gap insurance is. Gap insurance or total loss protection covers you in the event that the car is totaled or stolen. The leasing company will accept the book value from the insurance company and not charge any early termination fees. Most factory sponsored leases these days include this coverage at no additional cost.
This post was edited on 3/6/14 at 2:57 pm
Posted on 3/6/14 at 2:53 pm to deNYEd
quote:
Like i said, he is a friend. I don't go thread to thread preaching fricking dave ramsey.
I didn't mean you specifically. I think we can all agree that different situations are well... different.
Posted on 3/6/14 at 2:54 pm to MyNameIsNobody
dude,
if i have to do all this shite id assume just get an AWD
quote:
Take it very slow. Speed quickly makes a dangerous situation spin out of control. If you're too hot on the gas in slippery weather, your tires will start to spin and without traction, a skid is inevitable.
Feather the brakes and gas lightly and use small, gentle movements with the steering wheel.
Leave plenty of distance between you and the car ahead of you and turn on your hazard lights to warn others that you're having a problem.
When the wheels start slipping, take your foot off the brake and gently steer the car toward the skid. Lightly apply the accelerator and when the wheels start gripping again, gently and slowly maneuver the car back on course.
if i have to do all this shite id assume just get an AWD
Posted on 3/6/14 at 2:54 pm to LNCHBOX
quote:
LNCHBOX
I'm sorry for being an a-hole
Posted on 3/6/14 at 2:55 pm to deNYEd
quote:
Like i said, he is a friend. I don't go thread to thread preaching fricking dave ramsey.
I have taken his class and learned a lot.
What people need to realize about Dave Ramsey is his target audience. He is not targetting the financially savy, he is targeting the idiots who are addicted to credit.
Like the people who start at the entry level jobs where I work. They are making $30k a year, and within 2 weeks of working there they have a brand new car from a dealership with temporary tags, 5 different credit cards, go out to lunch every day for their lunch break, spend a hundred dollars one night at a bar on a Friday on payday, etc.
His target audience are the financial illiterates who don't know how to manage their finances or budget. People who live paycheck to paycheck, spend every dime of every paycheck they get and never save any money.
Posted on 3/6/14 at 2:55 pm to MyNameIsNobody
quote:
damn that internet...
How to Survice winter with Rear Wheel Drive
I realize there are methods to doing it, that doesn't mean I'm going to fill the bed of my truck up with dumbbells. I'm not experienced driving in the snow and I've driven 2x2's in it and it's not something I plan on doing again anytime soon.
quote:
Take it very slow. Speed quickly makes a dangerous situation spin out of control. If you're too hot on the gas in slippery weather, your tires will start to spin and without traction, a skid is inevitable.
Feather the brakes and gas lightly and use small, gentle movements with the steering wheel.
Leave plenty of distance between you and the car ahead of you and turn on your hazard lights to warn others that you're having a problem.
When the wheels start slipping, take your foot off the brake and gently steer the car toward the skid. Lightly apply the accelerator and when the wheels start gripping again, gently and slowly maneuver the car back on course.
Yea, try that out 7 days a week, 4-5 months of the year and get back to me.
This post was edited on 3/6/14 at 2:57 pm
Posted on 3/6/14 at 2:56 pm to Corkfather
quote:
My truck is on its last leg anyways. It's a 2010 and already has 130,000+ on it.
Sounds like you just like to have new vehicles. Again, nothing wrong with that, just know that you'll always have a payment and will have to cut elsewhere unless you want to live paycheck to paycheck saving no money. Posted on 3/6/14 at 2:57 pm to deNYEd
quote:
I'm sorry for being an a-hole
Is that not what the OT is for?
Posted on 3/6/14 at 2:58 pm to LNCHBOX
quote:
Sounds like you just like to have new vehicles. Again, nothing wrong with that, just know that you'll always have a payment and will have to cut elsewhere unless you want to live paycheck to paycheck saving no money.
I did quite a bit of driving in 2013.
Posted on 3/6/14 at 2:59 pm to goldennugget
quote:
have taken his class and learned a lot.
What people need to realize about Dave Ramsey is his target audience. He is not targetting the financially savy, he is targeting the idiots who are addicted to credit.
Like the people who start at the entry level jobs where I work. They are making $30k a year, and within 2 weeks of working there they have a brand new car from a dealership with temporary tags, 5 different credit cards, go out to lunch every day for their lunch break, spend a hundred dollars one night at a bar on a Friday on payday, etc.
His target audience are the financial illiterates who don't know how to manage their finances or budget. People who live paycheck to paycheck, spend every dime of every paycheck they get and never save any money.
Absolutely, but still resonates. I speak from experience. I was young and dumb with my money. i was making a shite ton at 26 and thought i could do whatever the frick i wanted. Luckily, I got a grip and woke up. I'm not speaking in a condescending way or a pretentious manner but rather out of wisdom from me making the very mistakes i will try to prevent loved one's from making themselves. Everyone else can frick themselves sideways with debt
Posted on 3/6/14 at 2:59 pm to Corkfather
Bottom line is leasing is very rarely a good financial decision, people do it for the low monthly payment when they want to drive something they can't afford. If you really need a front wheel drive car buy a 10k Accord and save some money, in 3 years sell it for 7k and get what you want.
Unless you just can't wait....then lease
Unless you just can't wait....then lease
Posted on 3/6/14 at 2:59 pm to Corkfather
I'm just saying, highway miles are usually very gentle on a vehicle compared to stop and go. I highly doubt your truck is on it's last leg unless you are just terrible with maintenance. And if you are, a lease is definitely not for you without a service plan included.
This post was edited on 3/6/14 at 3:00 pm
Posted on 3/6/14 at 2:59 pm to LNCHBOX
quote:
Is that not what the OT is for?
you are right. I probably won't go home and beat my girlfriend now. I'm sure she is appreciative
Posted on 3/6/14 at 3:03 pm to yellowfin
quote:
If you really need a front wheel drive car buy a 10k Accord and save some money, in 3 years sell it for 7k and get what you want.
That's kinda what I said, but it looks like he just wants to best way into a nicer car right now.
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