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Posted on 1/12/19 at 9:00 am to Tester1216
quote:
BellaTigre18
Bella, after reading the whole BS post, although it was directed to you, it didn't make sense to your post. I don't think he meant your post was BS (I could be wrong). After loaning money to numerous people, you either have an agreement to be repaid, or you gift the money and "hope" you get repaid.
Posted on 1/12/19 at 9:05 am to Fourteen28
quote:
He probably wasn't paycheck to paycheck until his employer stopped paying him.
That’s literally the definition of living paycheck to paycheck if the first time you miss getting one you can’t meet your obligations.
Posted on 1/12/19 at 9:06 am to liz18lsu
Thanks, maybe I did read it wrong.
Displace, my apologies sir.
Displace, my apologies sir.
Posted on 1/12/19 at 9:06 am to Zilla
yes ok to offer, but never ask about the money again.
If he can pay you back he will, it not he needs the money more than you thought and you just gave him a grand.
I did it several times with friends when I was younger.
If he can pay you back he will, it not he needs the money more than you thought and you just gave him a grand.
I did it several times with friends when I was younger.
Posted on 1/12/19 at 9:50 am to Strannix
quote:
It’s sad how many people live paycheck to paycheck, that’s a red flag to not loan the dude money
So true.
78 people downvoted it.
Wow.
Posted on 1/12/19 at 10:20 am to Zilla
quote:
they turned down an event our daughters would have normally done together (due to lack of extra funds at the moment)
He may be broke—living check to check. Or he could have ample savings but chooses to forego unnecessary expenses at this time.
Just because he decides little Trixie has to pass on a baton twirling trip while his paycheck is temporarily cut off doesn’t mean he’s dead broke. It might mean he is smart.
Posted on 1/12/19 at 10:35 am to Zilla
Give it to him if you can afford it. Don't "loan" it.
Loaning it will create "wierdness" between you guys.
Loaning it will create "wierdness" between you guys.
Posted on 1/12/19 at 10:36 am to Zilla
quote:
In any way is it appropriate for me to offer to loan him a $1000 or something to help get through this period ?
Frankly, if you phrase it, "Pay me back when you can" - and never expect or ask for it again (and the $1000 doesn't hurt you or your family in any significant way), then you can do it.
You're not getting it paid back for you - you're allowing the possibility (and reality, if it happens), for him - and that makes it possible for you to help somebody else in the future.
As long as it is charity from your perspective and a short-term loan from his perspective, you're good. If you're really going to be put off if he doesn't pay it back - DO NOT DO IT. You're doing more harm than good in that instance.
Posted on 1/12/19 at 10:49 am to WPsportsman
quote:
I don’t understand why people have so many kids these days.
This is the mindset that leads to the demise of Western Civilization
Posted on 1/12/19 at 10:52 am to p&g
quote:
So true.
78 people downvoted it.
Wow.
Because the dude was probably not paycheck to paycheck until his employer stopped paying him. Not his fault. Why you gotta be so assuming?
Posted on 1/12/19 at 11:14 am to Zilla
I have a very good friend who I knew was struggling this Christmas. (3 days before xmas and still no toys bought)
I loaned him $500 to make sure his 5 year old son had a good Christmas. I'm in no rush for the return knowing where it went.
I loaned him $500 to make sure his 5 year old son had a good Christmas. I'm in no rush for the return knowing where it went.
Posted on 1/12/19 at 11:16 am to umop_apisdn
quote:
. I'm in no rush for the return knowing where it went.
you know he went straight out to the meth dealer for a fix and went to the track with the rest of it, good man, at least he didn't squander it
Posted on 1/12/19 at 11:23 am to 777Tiger
quote:
you know he went straight out to the meth dealer for a fix and went to the track with the rest of it, good man, at least he didn't squander it
Hope you and your family had a great Christmas too.
Posted on 1/12/19 at 11:23 am to umop_apisdn
quote:
Hope you and your family had a great Christmas too.
lighten up Francis
Posted on 1/12/19 at 11:26 am to Zilla
I never loan money to friends or family.
I have had several ask in the past and I choose to simply give them money. I don’t expect it to be paid back. I made sure they knew it wasn’t a loan just me helping them out.
Btw, they all paid it back and I never had to ask.
I have had several ask in the past and I choose to simply give them money. I don’t expect it to be paid back. I made sure they knew it wasn’t a loan just me helping them out.
Btw, they all paid it back and I never had to ask.
Posted on 1/12/19 at 11:30 am to 777Tiger
There is an old saying that fits perfectly for most of these situations.
If you have a friend and you loan them $50 and never see them again, it was worth every penny.
If you have a friend and you loan them $50 and never see them again, it was worth every penny.
Posted on 1/12/19 at 11:34 am to umop_apisdn
quote:
If you have a friend and you loan them $50 and never see them again, it was worth every penny.
true, in your scenario, and as someone pointed out, I look at it as a gift and don't expect it back, karma has a way of repaying though, many times with a hefty ROIPosted on 1/12/19 at 11:40 am to 777Tiger
quote:
true, in your scenario, and as someone pointed out, I look at it as a gift and don't expect it back, karma has a way of repaying though, many times with a hefty ROI
Pretty much, it's always a gamble loaning friends or family money.
My little girl is going through the young childhood years so I'm all too familiar with how magical it is for them, just wanted to help make sure his son has a good one too. (it was for my 4 year old baby girls best friend)
Posted on 1/12/19 at 12:05 pm to Zilla
Dont loan it out unless you dont mind losing it.
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