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re: Insurance claim

Posted on 12/5/25 at 7:05 am to
Posted by Hetfield
Dallas
Member since Jun 2013
9181 posts
Posted on 12/5/25 at 7:05 am to
This is a lesson to ALWAYS carry Comp, Collision, & Uninsured Motorist. If you have none of these you are at the mercy of the other parties insurance & you don't want to be in that position at all. Attorney's only care about represening allegedly injured people because that is how they make money. Attorney's don't care about someone property damage & don't want to waste any time dealing with a person's car damage.
Posted by Tarps99
Lafourche Parish
Member since Apr 2017
11469 posts
Posted on 12/5/25 at 7:06 am to
quote:

. I feel like you’re including liability in your premium numbers


I am liability is only 250 dollars for 6 months. Comp and Collision with State Farm is expensive.
Posted by Chad504boy
4 posts
Member since Feb 2005
175972 posts
Posted on 12/5/25 at 7:34 am to
quote:

liability is only 250 dollars for 6 months


No way
Posted by Nutriaitch
Montegut
Member since Apr 2008
10560 posts
Posted on 12/5/25 at 7:55 am to
quote:

No collision or comp as it's a 2016 Kia Soul



quote:

Why do people think that this is an excuse to not carry comp and collision.


you'd be surprised how little damage it takes to "total loss" an older vehicle.
but you can still pay for repairs yourself a whole hell of a lot cheaper than buying a new vehicle.

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