re: COBRA health insurance

When I became disabled in 2010 after a blood clot messed up my leg, I went on Cobra. In 2011 Cobra cost me about $350 a month and I had the same coverage as my old insurance. Pretty sure you get the same coverage at the rate your company pays, but it's only available for so long. I think you only get to stay on Cobra for a year or 18 months. It took two years to be able to get disability. For six months after Cobra , but before getting on disability you have to get some HIPA State sponsored insurance. It was over $800 per month and didn't cover near as much as Cobra, or the old work insurance did. I was still going in weekly for wound care and rehab, but that insurance didn't cover some things. That six months was worse than the hospital stay.

I wouldn't quit a job over my boss not wanting me to take off. I'd plan everything out with my doctor and BCBS and then tell him about it. Let him fire you.

After an Oct 4th-Dec. 6th hospital stay and 11 different surgical procedures, I think my insurance had paid over $400K, but I owned a little over $7000.00 in medical bills. I had to pay each of them $50/month until I got approved for disability.

Hope this helps. Like I said that info was from January of 2011.