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re: Can someone explain this State Farm "document"

Posted on 3/15/25 at 10:12 am to
Posted by greenbean
USAF Retired - 31 years
Member since Feb 2019
5706 posts
Posted on 3/15/25 at 10:12 am to
quote:

But they are saying your damage MUST EXCEED YOUR DEDUCTIBLE. That’s a big line item.


Are you high? Even my dog understands that.
Posted by Chad504boy
4 posts
Member since Feb 2005
171815 posts
Posted on 3/15/25 at 10:44 am to
quote:

Are you high? Even my dog understands that.


You are fricking retarded thinking you are outsmarting me
This post was edited on 3/15/25 at 10:45 am
Posted by Dixie Normus
Earth
Member since Sep 2013
2767 posts
Posted on 3/15/25 at 11:37 am to
One of the big hangups in Laura claims were that people couldn’t get shingles that matched their old shingles when their roof needed to be replaced. Insurers only wanted to pay for damaged parts and homeowner’s wanted to get roofs that didn’t look like shite. The policies were somewhat ambiguous as to whether getting matching shingles to the undamaged portions were covered under the policy. This looks like SF trying to make it very clear that you’re only getting matching shingles if you buy the matching coverage endorsement that you posted.
Posted by GetmorewithLes
UK Basketball Fan
Member since Jan 2011
20930 posts
Posted on 3/15/25 at 1:06 pm to
quote:

I recieved this from my State Farm representative in the mail today. No phone calls or emails just this letter. Anyone else received this? I don't claim to be the smartest person out there but what does this mean? It's a money grab, right?



I recently shopped home insurance and found out that some insurers are only repairing damage spots on your roof and if it dont match that is your problem. I last put a roof on in 2005ish and paid about $16k. A full roof replacement for me now would be north of $30K.
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