re: Accident/insurance advice, weird situation

First pray the repairs to your car don't cost 75% of the value of your car. If it does, it will be totaled. This happened to a friend. Hit from behind, fender and trunk damage. Repairs exceeded blue book value, so insurance company totaled the car. Car was in excellent shape. Now she is without the car that was paid for and has to buy a new one. I didn't know about this law until I heard about it from her. Sounds like the auto sales industry had a hand in this law.