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re: This "top economist" says most of us are saving too much for retirement
Posted on 6/11/24 at 2:29 pm to southside
Posted on 6/11/24 at 2:29 pm to southside
quote:
What about reinvesting it? No point in having a large sum of money sitting around in "savings" not working for you in some manner or another.
When talking about “savings” in this context it’s generally understood to mean something that is invested somewhere.
0
Posted on 6/11/24 at 3:43 pm to Powerman
Classic social desirability bias. That's when a study participant gives the "socially desirable" response.
E.g.,
"Are you a team player?" Absolutely!
"Did you vote in the last election?" I vote every time!
"Have you ever used illicit drugs?" Never!
"Are you doing well financially?" Why yes, thanks for asking!
This kind of problem is endemic to survey research. Doesn't even matter if it is a "reputable" survey or not. Doesn't matter how much the organization spent on the survey. Doesn't matter if a Yale researcher analyzed the data.
Ask a bad question, get a bad answer.
E.g.,
"Are you a team player?" Absolutely!
"Did you vote in the last election?" I vote every time!
"Have you ever used illicit drugs?" Never!
"Are you doing well financially?" Why yes, thanks for asking!
This kind of problem is endemic to survey research. Doesn't even matter if it is a "reputable" survey or not. Doesn't matter how much the organization spent on the survey. Doesn't matter if a Yale researcher analyzed the data.
Ask a bad question, get a bad answer.
Posted on 6/11/24 at 4:58 pm to southside
quote:
The idea of $100k to retire is far fetched for the boomers, but it is very possible with a solid stream of income. The younger generations are looking at finding passive income to offset their expenses and calling it a day/career.
It’s disingenuous to say you have $100k to retire if you have $3 million in real estate rentals.
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