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Shopping homeowners insurance
Posted on 8/9/20 at 5:34 pm
Posted on 8/9/20 at 5:34 pm
We have USAA who have been great, but super steep. We bundle home & auto and Im just trying to see if i can save some on our monthly HO payment. Would hate to leave USAA but after recent refi it seems like USAA is very steep. Are there any good sites/rercs for shopping home & auto?
Posted on 8/9/20 at 8:24 pm to SlimCharles140
Call a local independent insurance broker. They will run you through tons of different providers and find you the best price on the policy you want.
Posted on 8/9/20 at 11:46 pm to MrCEO
quote:
Call a local independent insurance broker. They will run you through tons of different providers and find you the best price on the policy you want.
This (full disclosure, I am one).
Posted on 8/10/20 at 12:10 am to SlimCharles140
quote:
We have USAA
I love their service but man they are high.
Posted on 8/10/20 at 6:25 am to indytiger
Same. I've been thinking of switching for years but if something ever does happen it's nice to know they will take care of you.
Posted on 8/10/20 at 7:47 am to TheNolaClap
Exactly. Even when I still worked on the P&C side, I refused to write my own homeowners policy because I was afraid of leaving USAA then having something happen. Not that I didn’t have faith in my own carriers, but USAA claims is a much faster and easier process than almost any other company.
When it comes to P&C companies, you definitely get what you pay for.
*full disclosure*
I now only work on the life side of the business but even if I still worked with P&C, I’d probably still have my home with USAA.
When it comes to P&C companies, you definitely get what you pay for.
*full disclosure*
I now only work on the life side of the business but even if I still worked with P&C, I’d probably still have my home with USAA.
This post was edited on 8/10/20 at 7:47 am
Posted on 8/10/20 at 8:14 am to SlimCharles140
I went with the local independent guy as well. Have not had any issues, but haven't had any claims either.
Do you think USAA would be willing to accept a quote from another company and consider reducing their rates to match? If you are considering moving companies, may be worth a shot.
Do you think USAA would be willing to accept a quote from another company and consider reducing their rates to match? If you are considering moving companies, may be worth a shot.
Posted on 8/10/20 at 8:18 am to SlimCharles140
Checked rates with USAA annually for years and after several attempts they were competitive enough to switch. At renewal the following year homeowners increased 40% and auto around 20%. No claims and 800+ credit. Was disappointed.
Local broker is the correct advice IMHO.
Local broker is the correct advice IMHO.
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