With UPC dropping my homeowners this month, I’m being forced to replace with a surplus carrier at 4x or citizens at 10x.

My agent is requesting I sign a form releasing UPC from coverage at the request of the Insured.

This seems odd as they are dropping me and not the other way around.

Is there something I’m missing here?

Obviously have asked my agent but haven’t gotten a response yet so figured many people here are going through the same issue.

TIA

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Posted by OneMoreTime

Florida Gulf Coast Fan

Member since Dec 2008

61834 posts

Posted on 3/23/23 at 11:54 am to RandyNewman

UPC dropped me last month and I didn’t have to sign any release form

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Posted by BamaCoaster

God's Gulf

Member since Apr 2016

5271 posts

Posted on 3/23/23 at 11:54 am to RandyNewman

It’s standard operating procedure.
DOI (dept of Ins) requires it to be filed.
Sign the paper and move on.

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Posted by RandyNewman

Eagle St to be Specific

Member since May 2008

244 posts

Posted on 3/23/23 at 11:55 am to BamaCoaster

Thank you both! Will delete

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Posted by ThatsAFactJack

East Coast

Member since Sep 2012

1542 posts

Posted on 3/23/23 at 3:04 pm to RandyNewman

UPC is dropping you and requesting you sign a form stating "at the request of the insured"? I'd ask them as politely as possible, how much is my signature worth and tell them to eat shite. They want to drop me, I'm not signing shite.

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Posted by Tiger Prawn

Member since Dec 2016

21907 posts

Posted on 3/23/23 at 3:10 pm to RandyNewman

UPC is dropping everyone as of March 29, regardless of what you sign or don't sign.

Is your agent setting the replacement policy to go into effect prior to March 29? If so, then you'd cancel the UPC policy early, as of the date the new coverage starts, so your refund will be pro-rated from that date instead of the 29th

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