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Qualifying Life Event for Ins Change- Is there a cutoff?

Posted on 3/10/23 at 7:03 pm
Posted by deeprig9
Unincorporated Ozora, Georgia
Member since Sep 2012
63906 posts
Posted on 3/10/23 at 7:03 pm
Say I got fired in December, and just now got my Termination of Benefits letter 3 months later, is that still an open enrollment opportunity to get on my wife's insurance?

By the way, this is hypothetical, I am gainfully employed.

Also, I posted here and not OT-Lounge because I expect serious answers. I will be very disappointed in any of you looking for attention with smartass comments.
Posted by HailToTheChiz
Back in Auburn
Member since Aug 2010
48912 posts
Posted on 3/10/23 at 8:35 pm to
Pretty sure there will be a time limit. May be different for everyone.
Posted by BayouBlue
Austin
Member since Nov 2003
1940 posts
Posted on 3/10/23 at 9:28 pm to
You have a 30 day window for qualified life events. I believe it’s a sixty day window to elect Cobra. Wife’s company doesn’t give a hoot when you received paperwork.
Posted by Billy Blanks
Member since Dec 2021
3787 posts
Posted on 3/11/23 at 8:18 am to
quote:

I will be very disappointed in any of you looking for attention with smartass comments.





We don't do that here.
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
28794 posts
Posted on 3/12/23 at 9:40 am to
quote:

Wife’s company doesn’t give a hoot when you received paperwork.


They do if they have a 125 plan and want to stay in compliance.

To answer the OP you have 30 days after losing qualified coverage.
Posted by baldona
Florida
Member since Feb 2016
20404 posts
Posted on 3/12/23 at 9:58 am to
quote:

By the way, this is hypothetical, I am gainfully employed.


Details matter. People love to come on the MB with ‘hypotheticals’ and not give the actual important details of the issue that likely affect the answer.
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