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Started By
Message
Looking for mortgage lender recommendations
Posted on 7/27/22 at 9:38 am
Posted on 7/27/22 at 9:38 am
More than likely need a jumbo loan. We were thinking American Airlines credit union (actually started the pre-approval process).
Before I start down the rabbit hole of filling out a mess of paperwork with multiple lenders, do y’all have any lenders you’d recommend for the best rates? Are companies like Rocket worth my time? Our credit is solid
Thanks in advance
Before I start down the rabbit hole of filling out a mess of paperwork with multiple lenders, do y’all have any lenders you’d recommend for the best rates? Are companies like Rocket worth my time? Our credit is solid
Thanks in advance
6
Posted on 7/27/22 at 9:40 am to FenrirTheBeard
quote:
More than likely need a jumbo loan.
Subtle
We went with GMFS when we refinanced a year ago and thought the process was smooth. Got a solid rate.
Posted on 7/27/22 at 10:51 am to FenrirTheBeard
We used Navy Federal for a jumbo.
Posted on 7/27/22 at 12:56 pm to FenrirTheBeard
PrimeLending
Posted on 7/27/22 at 1:38 pm to FenrirTheBeard
Red River Bank
Private Banking
Best service, rates, all loans stay in house.
Private Banking
Best service, rates, all loans stay in house.
Posted on 7/27/22 at 1:44 pm to FenrirTheBeard
I can give you a quote without pulling your credit for Jumbo loans. Other options are a conventional with a HELOC. Depends what your needs are and your income type. Whatever you do, do not go to the online lenders. If you are buying a house, many real estate agents won't even consider the offer if the lender is not local. Reach out at username@gmail.com
Posted on 7/27/22 at 1:53 pm to TMFBB21
quote:
I can give you a quote without pulling your credit for Jumbo loans. Other options are a conventional with a HELOC. Depends what your needs are and your income type. Whatever you do, do not go to the online lenders. If you are buying a house, many real estate agents won't even consider the offer if the lender is not local.
Exactly what this guy said. Try and Keep your lender local/in state as most realtors will only work with a local lender.
And yes, Sometimes the jumbo deal might not work for you (your income, especially if you are self employeD) so you can do conventional loan ($647k max) w/ a home equity line of Credit.
Posted on 7/27/22 at 1:54 pm to FenrirTheBeard
If you can qualify for Navy Fed, check into them. All loans are serviced by them for the life of the loan.
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