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re: How will Obama's policies affect me as a college student
Posted on 11/7/12 at 8:48 pm to Fat Bastard
Posted on 11/7/12 at 8:48 pm to Fat Bastard
Fat, surprisingly mine went down by $14 per month. We made no changes ... not sure why and I wasn't asking.
We'll see what happens next year.
We'll see what happens next year.
0
Posted on 11/7/12 at 8:52 pm to jimbeam
quote:
jimbeam
What field you entering? I saw you said "technical" but was wondering if you could elaborate.
Posted on 11/7/12 at 8:58 pm to acgeaux129
civil eng
Posted on 11/7/12 at 9:10 pm to jimbeam
I'm a CE
It's hard to judge
We are busier than we've ever been before even though Obamas been in for 4 years
High gas prices obviously help that
but our clients are for profit and things will get more expensive for them which will eventually hurt
It's hard to judge
We are busier than we've ever been before even though Obamas been in for 4 years
High gas prices obviously help that
but our clients are for profit and things will get more expensive for them which will eventually hurt
This post was edited on 11/7/12 at 9:11 pm
Posted on 11/7/12 at 9:47 pm to jimbeam
You're in a lot better position than most since your degree actually means something. You'll be alright IMO.
Posted on 11/7/12 at 9:58 pm to TigerMan327
With your coming out of dental school, it is similar to my sister who will be finishing her medical fellowship in a couple of years.
My big question is how the private health care system will evolve alongside the socialized health care system. I know that there are parallel systems in Europe and am curious how they will evolve here.
This will play a part in my future health care. But I will also be doing some research over the next six months. At this point I would like a better understanding of the implications for our private care options and her career decisions for her first job.
Any good insight or links are appreciated from the board.
My big question is how the private health care system will evolve alongside the socialized health care system. I know that there are parallel systems in Europe and am curious how they will evolve here.
This will play a part in my future health care. But I will also be doing some research over the next six months. At this point I would like a better understanding of the implications for our private care options and her career decisions for her first job.
Any good insight or links are appreciated from the board.
This post was edited on 11/7/12 at 10:13 pm
Posted on 11/7/12 at 11:04 pm to jimbeam
If you choose not to have healthcare, you will be "taxed" 4% of your salary. If you make $50,000, then your tax will be $2000. If you choose a healthcare plan, it will cost you much more than $2000.
If his policies cause a recession, then there will be lower gas prices. His policy to not allow the Keystone pipeline to be built from Canada to Nebraska will cause gas prices to be higher. His energy policy that prevents oil companies from drilling in certain locations are preventing the discovery of new oil which causes less supply available which increases fuel prices.
His energy policy that wants to create a CO2 tax on CO2 emissions will cause electricity prices to rise. Thankfully, that policy has not been implemented.
Obama has NO policies that are good for America whether young or old. All of his policies cause prices to rise. He wants tougher regulations except for Too Big To Fail (TBTF) banks.
That's not good. The Frank/Dodd bill punished mid-sized banks, and created an automatic bailout of the TBTF banks if a financial crisis occurs. This bill has an automatic trigger to bail them out. Mid-sized banks can fail with no help.
The same should be true for all banks.
There are NO good policies from Obama, Reid, or Pelosi. They are incapable of getting anything right because they are so anti-life. If one does not get the issue of life correct, then one can not get any issue correct because ALL issues flow from life. Obama is destructive and his policies are destructive because he thinks from a life-destroying perspective.
The solutions our nation needs are a reduction in environmental regulations. That could jump start the economy, but Obama is against that; therefore, jobs won't be created that could be created.
If his policies cause a recession, then there will be lower gas prices. His policy to not allow the Keystone pipeline to be built from Canada to Nebraska will cause gas prices to be higher. His energy policy that prevents oil companies from drilling in certain locations are preventing the discovery of new oil which causes less supply available which increases fuel prices.
His energy policy that wants to create a CO2 tax on CO2 emissions will cause electricity prices to rise. Thankfully, that policy has not been implemented.
Obama has NO policies that are good for America whether young or old. All of his policies cause prices to rise. He wants tougher regulations except for Too Big To Fail (TBTF) banks.
That's not good. The Frank/Dodd bill punished mid-sized banks, and created an automatic bailout of the TBTF banks if a financial crisis occurs. This bill has an automatic trigger to bail them out. Mid-sized banks can fail with no help.
The same should be true for all banks.
There are NO good policies from Obama, Reid, or Pelosi. They are incapable of getting anything right because they are so anti-life. If one does not get the issue of life correct, then one can not get any issue correct because ALL issues flow from life. Obama is destructive and his policies are destructive because he thinks from a life-destroying perspective.
The solutions our nation needs are a reduction in environmental regulations. That could jump start the economy, but Obama is against that; therefore, jobs won't be created that could be created.
Posted on 11/8/12 at 6:06 am to djmicrobe
Good points. Going forward, finance and politics will become increasingly intertwined.
That certainly makes me feel even less equipped to make long-term investment decisions, but hopefully I will get a gauge on the "new normal" over the next couple of years.
That certainly makes me feel even less equipped to make long-term investment decisions, but hopefully I will get a gauge on the "new normal" over the next couple of years.
Posted on 11/8/12 at 8:02 am to djmicrobe
quote:
Obama has NO policies that are good for America whether young or old
I know right, what are half of the college educated Americans and the majority of American's with post graduate education thinking? Can they not see that the "One World Government" people have planned all of this out? Remember, the mind control devices wont affect us so long as we wear our protective devices.
Posted on 11/8/12 at 9:10 am to wiltznucs
I work in an office building with a lot of top notch business men and women. Lawyers, bankers, CEOs, etc.
If you could have seen the morgue like atmosphere yesterday, you would realize why people don't like Obama. Wealth is generated at the top and right now, the top has thrown it in neutral.
My forecast: cash continues to build on balance sheets at absurdly high levels as companies refuse to expand their operations as long as we have a president who thinks "being tough on business" is a good thing.
You have to be completely out of your mind if you think being tough on business is the way to get out of the recessionary cess pool our socialist in chief has planted us in.
If you could have seen the morgue like atmosphere yesterday, you would realize why people don't like Obama. Wealth is generated at the top and right now, the top has thrown it in neutral.
My forecast: cash continues to build on balance sheets at absurdly high levels as companies refuse to expand their operations as long as we have a president who thinks "being tough on business" is a good thing.
You have to be completely out of your mind if you think being tough on business is the way to get out of the recessionary cess pool our socialist in chief has planted us in.
Posted on 11/8/12 at 9:23 am to TheHiddenFlask
quote:
My forecast: cash continues to build on balance sheets at absurdly high levels as companies refuse to expand their operations as long as we have a president who thinks "being tough on business" is a good thing.
My forecast is that companies will accept that the political and social landscape of the US has changed. As you pointed out many companies have taken a four year hiatus from spending with hopes that the voting public will put Conservatives back in office. I believe that smart companies will adapt knowing that cash on the balance sheet doesnt typically create as large a yield as cash used to fund expanded operations. If the election proved anything its that change is not just four years away and with the ever changing demographics of our country its no safe bet that 2016 will be any better. How many companies can maintain in a competitive environment in the absence of spending and for how long? At what point does sitting on cash become a liability in terms of market share? As we creep closer to full employment and inflation sets in, would that cash not be a depreciating asset? Could there actually be a first mover advantage and opportunity in being the first to accept what many argue is a political and social reality?
Good points Flask, understand that I dont disagree with your assessment and its very plausible. As an idealist, I choose not to discount the human spirit and the markets insatiable urge to generate profits. I guess we'll see in a few years.
This post was edited on 11/8/12 at 9:46 am
Posted on 11/8/12 at 9:46 am to TheHiddenFlask
Agreed. Seriously, at the elevators it looked like a funeral Wednesday morning. My boss looked like he had seen a ghost. Nobody knows what to do or how we can be successful going forward with the attitude the public has shown toward the business community. It really is sad more than anything.
Posted on 11/8/12 at 9:58 am to Crbello4Hiceman
quote:
with the attitude the public has shown toward the business community
In the public's defense the finance industry being footloose and fancy free by selling sub-prime mortgage backed securities, brokering with credit agencies to inflate ratings, combined with fraudulent financial reporting and wild speculation did cause the global economic collapse. Then to salt the wound they allowed the American taxpayer to pick up the tab, lose money on what is usually the largest single asset most families own(their home) all the while increasing their own earnings during which time the country languished in a prolonged recession. I can see why the public at large might be upset.
And while I understand that in all likelihood a handful of powerful players are to blame, its hard for most to separate those few from the industry as a whole.
This post was edited on 11/8/12 at 10:05 am
Posted on 11/8/12 at 10:10 am to Crbello4Hiceman
quote:
the attitude the public has shown toward the business community
That's the bigger issue to me. As WN pointed out, demographics have shifted. I appreciate his respectful and intellectually curious demeanor, but, as he did, I also respectfully disagree with him. Terms like "the 47%" are politically devisive and cutesy, but in reality, America is losing it's "pull yourself up by the bootstrap" mentality. Looking back, the same things were probably said in the 70's and we recovered well. However, our country is still plagued by the cancerous legislation that was passed in those times. The workers of our nation are overburdened. The only question is: when is critical mass? It's happening in other countries right now, but we seem very content walking down the road that they laid.
Posted on 11/8/12 at 11:56 am to TheHiddenFlask
Regarding the penalty for not having insurance being 4%, doesn't it start out at that and then increase? Or has Nancy and Company not read the rest of the bill yet??
Posted on 11/8/12 at 3:45 pm to jimbeam
Good luck. Lock up a job this summer.
Posted on 11/9/12 at 1:44 am to TheHiddenFlask
quote:??? I don't have that problem at all.
It's becoming draconianly expensive to bring on new workers.
Posted on 11/9/12 at 1:46 am to MikeBRLA
quote:???
It will cost a fortune to hire employees to run your practice
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