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re: How Long Do External Bank Transfers Usually Take?
Posted on 6/11/25 at 10:48 pm to Will Cover
Posted on 6/11/25 at 10:48 pm to Will Cover
old school ACH is 2-3 days normally but a lot of banks now have RTP or same day ACH. RTP transfers are instant. I can move money between 2 banks that use RTP and it shows up within seconds.
I've been trying to balance the service you get with local banks and the tech you get with national banks/investment firms that offer banking. I have moved away from regional banks lately where I feel the service is way below local bank level and the tech is way below big bank level.
I've been trying to balance the service you get with local banks and the tech you get with national banks/investment firms that offer banking. I have moved away from regional banks lately where I feel the service is way below local bank level and the tech is way below big bank level.
0
Posted on 6/11/25 at 11:03 pm to Will Cover
I like how they can take it instantly but takes a week to transfer from one place to another. Seems fricky
Posted on 6/12/25 at 6:44 am to burke985
If I can help it, I "push" the transfer to instead of "pulling" it from the receiving bank. This seems to cut down the time.
Posted on 6/12/25 at 7:55 am to burke985
quote:
I like how they can take it instantly but takes a week to transfer from one place to another. Seems fricky
Everything a bank does is fricky. We often grow up viewing banks as a place to save your money and a safe place to put it. Never really considering they're a business making money off you. In fact, about everything gives the appearance of them servicing you, but as soon as that money hits them, they're making it work.
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