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Started By
Message
Full coverage or liability?
Posted on 12/18/18 at 8:38 pm
Posted on 12/18/18 at 8:38 pm
Sons 1st vehicle
Honor roll/grade discount
2010 truck 160000 miles
Paid 9000
Agent said with his and 3 other cars would be 320 full coverage. Did not think to ask cost of liability on his.
TIA!!!
Honor roll/grade discount
2010 truck 160000 miles
Paid 9000
Agent said with his and 3 other cars would be 320 full coverage. Did not think to ask cost of liability on his.
TIA!!!
4
Posted on 12/18/18 at 10:45 pm to ourkansastigah
quote:
with his and 3 other cars would be 320 full coverage.
Assuming per mo, that's pretty good rate for 4 cars.
I pay $50mo for liability on my camp truck.
Posted on 12/18/18 at 11:57 pm to ourkansastigah
No collision coverage means you eat the $9,000 if he (or an uninsured idiot) totals it, which there is an excellent chance he will in the next year or two. If you can handle that, gamble on.
You don’t have enough info in your post about the various rates to make a better assessment.
You need plenty of liability coverage if you have decent assets (home, stocks, etc.) or income stream you should protect from a judgment against you based on stupid driving of your kid. 25/50/25 liability coverage won’t save your house when a crash victim is disabled,
You don’t have enough info in your post about the various rates to make a better assessment.
You need plenty of liability coverage if you have decent assets (home, stocks, etc.) or income stream you should protect from a judgment against you based on stupid driving of your kid. 25/50/25 liability coverage won’t save your house when a crash victim is disabled,
Posted on 12/19/18 at 8:16 am to ourkansastigah
quote:
Full coverage
Make sure you understand what full coverage means. I have clients all the time that think they bought "full coverage" and all they have is the minimum required by law.
There is no definition for "Full coverage" in LA. do your homework.
Posted on 12/19/18 at 8:39 am to ourkansastigah
If in Louisiana, I doubt full coverage is much more than liability only.
Posted on 12/19/18 at 12:03 pm to hottub
quote:
If in Louisiana, I doubt full coverage is much more than liability only.
The important thing to consider is that there is not much difference in cost between 50K and 300K liability coverage, I would first protect my assets then consider collision coverage on the truck.
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