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Posted on 6/19/15 at 3:44 pm to GenesChin
quote:
You can write off the 6% so make sure you throw that 300$/year or so at the loans when the tax man apologizes
Just so you know the dollar sign goes in front of the number and you are right he is entitled to a deduction (assuming he isn't in the phaseout range).
Posted on 6/19/15 at 4:01 pm to Jabstep
quote:
Just so you know the dollar sign goes in front of the number and you are right he is entitled to a deduction (assuming he isn't in the phaseout range).
I do know. But when you forget to type it in till after typing number, it isn't worth placing it in front. I think 300 dollars so I type in that order.
Excel has accounting type numbers so I never have to worry
Posted on 6/19/15 at 7:07 pm to GenesChin
The plans in here are so uber conservative it sounds miserable.
You can pay off 22k in 2-3 years if you make even average money out of undergrad. I saved almost that much in my first year out of school making average cash.
I live in Dallas and am a couple years older than you. Make a budget, make sure to pay yourself first, and pay your loans off quickly or refinance them at a lower rate.
Then enjoy being young and living in a city with a great night life.
You can pay off 22k in 2-3 years if you make even average money out of undergrad. I saved almost that much in my first year out of school making average cash.
I live in Dallas and am a couple years older than you. Make a budget, make sure to pay yourself first, and pay your loans off quickly or refinance them at a lower rate.
Then enjoy being young and living in a city with a great night life.
Posted on 6/20/15 at 5:51 am to DallasTiger45
quote:Getting married was one of the best financial decisions I ever made.
Haha I figured I would get responses like this...I understand the potential financial ramifications of marriage. Thankfully she also has a steady job making around what I make. She is also a fantastic cook
*correction: marrying a lawyer was one of the best financial decisions I ever made. My wife worked for a firm in Manhattan for 5 years before we moved back south. Even though she isn't working anymore, that was good money when we were young to start our savings off right.
This post was edited on 6/20/15 at 5:52 am
Posted on 6/20/15 at 9:20 am to DallasTiger45
You could try to refinance your loan at a lower rate
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