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Posted on 7/14/26 at 11:03 pm to SulphursFinest
probably unique circumstances I have a series of payments due for the sale of my business and I have some flexibility as to how and when and how much at a time
we had a cash infusion right before we sold so so far we are doing good living on that
we had a cash infusion right before we sold so so far we are doing good living on that
Posted on 7/15/26 at 1:02 pm to cgrand
If I am seeing this correct. In Arkansas
At age 55
If I retire and live off or 40k MAGI. Inclusds LTCGs, Interest, Dividends only,
I can get coverage 6k Deductable, 6k Total out of pocket for 130 a month range for singel person. Gold Octave plan. Does that sound correct or am I missing somehting here?
Net worth does not matter?
At age 55
If I retire and live off or 40k MAGI. Inclusds LTCGs, Interest, Dividends only,
I can get coverage 6k Deductable, 6k Total out of pocket for 130 a month range for singel person. Gold Octave plan. Does that sound correct or am I missing somehting here?
Net worth does not matter?
Posted on 7/15/26 at 1:17 pm to smallmouth
net worth does not matter. It’s all about your income. Keep your income low and you get the subsidy
Posted on 7/15/26 at 1:35 pm to cgrand
I am contimplating retiring at 55 next year.
I just talked to a BCBS rep.
I can get the same coverage as I do at work now for 75 bucks a month.
6k total out of pocket.
I just have to keep my Dividends Interest and LTCG under 40k.
I would not have to pay any taxes on the ltcg either.
This is a gamechanger in my plan. Makes it much easier to accomplish what I want to do.
I just talked to a BCBS rep.
I can get the same coverage as I do at work now for 75 bucks a month.
6k total out of pocket.
I just have to keep my Dividends Interest and LTCG under 40k.
I would not have to pay any taxes on the ltcg either.
This is a gamechanger in my plan. Makes it much easier to accomplish what I want to do.
Posted on 7/15/26 at 1:37 pm to smallmouth
yes, same
I had budgeted 17000 a year each for my wife and I for health insurance. The subsidy is a complete game changer (which I did not know about)
I had budgeted 17000 a year each for my wife and I for health insurance. The subsidy is a complete game changer (which I did not know about)
Posted on 7/15/26 at 1:54 pm to cgrand
I turn 55 in November. Im done then.
I had no idea about not having to pay the taxes on ltcg and the insurance deal until now.
Its a no brainer for me at this point.
I had no idea about not having to pay the taxes on ltcg and the insurance deal until now.
Its a no brainer for me at this point.
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