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Started By
Message
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Posted on 6/11/25 at 1:04 pm to Rize
quote:I'm capped at a total $24k (from my side) and they match up to the first 4% of my gross pay.
I have no idea what my company matches on my 401k. I’m capped at 6% so I put in 12k to 14k per year
I'm pretty aggressive in getting my portion out of the way, as in the first three months of each year.
You never know what might happen, I'd hate to leave that free money on the floor.
I'm 100% vested so it's matched immediately.
Posted on 6/11/25 at 3:55 pm to Rize
quote:
I’m capped at 6% so I put in 12k to 14k per year
What do you mean you're capped at 6%? Who capped you? As in the plan failed a non discrimination test?
This post was edited on 6/11/25 at 3:59 pm
Posted on 6/11/25 at 4:15 pm to MikeDaTiger23
quote:That’s legit.
My company matches us 200% up to 3%. They give us an additional 3% for free. So if I put in 3%, 12% is getting deposited.
Posted on 6/13/25 at 7:15 am to tigercross
quote:
What do you mean you're capped at 6%? Who capped you? As in the plan failed a non discrimination test?
Yup. Been capped for the last 12 years.
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