Started By
Message

re: Credit Card Rewards and Points Discussion

Posted on 7/24/25 at 10:06 am to
Posted by Billy Blanks
Member since Dec 2021
4986 posts
Posted on 7/24/25 at 10:06 am to
I just got the Marriott Rewards card with the $95 annual fee. Get 5 free nights after 5k in the first 90 days. Seems easy enough.

And 1 annual free night? Seems like there should be a catch.
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
82053 posts
Posted on 7/24/25 at 10:39 am to
There is no catch other than the annual free night I believe is only up to a certain category hotel.
Posted by Billy Blanks
Member since Dec 2021
4986 posts
Posted on 7/24/25 at 12:20 pm to
Nice
Posted by b-rab2
N. Louisiana
Member since Dec 2005
12816 posts
Posted on 8/13/25 at 11:17 am to
I just picked up the Citi Strata Premier as my new daily spender along with my capital one Venture.

For those that fly American, but can justify the travel card, this one seem sto check a lot of boxes for earning AA miles.
Posted by UltimaParadox
North Carolina
Member since Nov 2008
51353 posts
Posted on 9/3/25 at 11:11 am to
Is the Citi travel portal prices comparable? I know they give you the hotel credit, but will that be the only time you use the portal
Posted by b-rab2
N. Louisiana
Member since Dec 2005
12816 posts
Posted on 9/3/25 at 12:39 pm to
When looking at airplane tickets, they were comparable to the flights I was trying to get. In fact, for one flight, they were cheaper, b/c they were booking a few different 1 ways which made me a little nervous. I have not pulled the trigger on either of those yet.
Posted by UltimaParadox
North Carolina
Member since Nov 2008
51353 posts
Posted on 9/4/25 at 7:06 am to
Thanks for the info, looking for possibly replacing the CSR
Posted by Willie Stroker
Member since Sep 2008
15667 posts
Posted on 10/30/25 at 10:49 pm to
quote:

There is no catch other than the annual free night I believe is only up to a certain category hotel.

I think it’s a value of 35,000 points annually. It’s still a value that exceeds the annual fee. If you want a nicer Marriott hotel than a Courtyard, it’s still 35,000 points off the price of a nicer hotel.
Posted by KWL85
Member since Mar 2023
3162 posts
Posted on 11/4/25 at 8:28 am to
Credit cards are getting more specialized with their rewards.

We are using the new Wal-Mart card and get 5% reward on Wal-Mart purchases.

We are using the new Amazon card on Amazon purchases and get 5%.

We use our Sam's card at Sams and get 3%. We also use this card at restaurants and get 3%

Finally, we use a different MasterCard on everything else and get 2% on any purchase.

Our cash back balances have grown to almost $10k.
Posted by Billy Blanks
Member since Dec 2021
4986 posts
Posted on 11/4/25 at 1:15 pm to
quote:

We are using the new Wal-Mart card and get 5% reward on Wal-Mart purchases.



Need to look into this. We spend a shite ton there.
Posted by Teddy Ruxpin
Member since Oct 2006
40587 posts
Posted on 11/16/25 at 3:37 pm to
I despise Marriott and how they operate their program. They don't enforce shite on their program hotels.

Flip side is they are everywhere.
Posted by Billy Blanks
Member since Dec 2021
4986 posts
Posted on 11/17/25 at 7:52 pm to
quote:

I despise Marriott and how they operate their program. They don't enforce shite on their program hotels.


What do you mean enforce? Like not offer a room?
Posted by Teddy Ruxpin
Member since Oct 2006
40587 posts
Posted on 11/18/25 at 9:24 pm to
quote:

What do you mean enforce? Like not offer a room?


They don't enforce program rules regarding benefits against participating hotels. You may not know this, but most hotels are franchised, especially in Marriott. Notoriously hotel owners flaunt the published benefits. On top of that, there's just way too much discretion and sidestepping those benefits. Like room upgrades and so forth. Their program just blows to be honest, but that's just my opinion.
This post was edited on 11/18/25 at 9:25 pm
Posted by Billy Blanks
Member since Dec 2021
4986 posts
Posted on 11/18/25 at 10:23 pm to
quote:

You may not know this, but most hotels are franchised, especially in Marriott.


I did.

quote:

They don't enforce program rules regarding benefits against participating hotels


It looks like you can use points for free stays. Are you saying some do not allow that?
Posted by Teddy Ruxpin
Member since Oct 2006
40587 posts
Posted on 11/18/25 at 10:34 pm to
quote:

It looks like you can use points for free stays. Are you saying some do not allow that?


They allow it, they also game the heck out of it, especially with regards to free nights certificates that can be topped off. If you have a 50k cert, the hotel will price the room at 66k so you can't top it off. Relative to Hyatt's ease of use its ridiculous, but they have like 20x the hotels so people are stuck.

When your program generates a verb with negative connotation it really says it all ( "getting bonvoyed")
This post was edited on 11/18/25 at 10:37 pm
Posted by Billy Blanks
Member since Dec 2021
4986 posts
Posted on 11/21/25 at 8:43 am to
quote:

They allow it, they also game the heck out of it, especially with regards to free nights certificates that can be topped off. If you have a 50k cert, the hotel will price the room at 66k so you can't top it off. Relative to Hyatt's ease of use its ridiculous, but they have like 20x the hotels so people are stuck.

When your program generates a verb with negative connotation it really says it all ( "getting bonvoyed")


Ah damn. That sucks. So they make you buy additional for the stay and therefore not getting any benefit.
Posted by UltimaParadox
North Carolina
Member since Nov 2008
51353 posts
Posted on 12/9/25 at 7:09 am to
It's extremely rare to get room upgrades even for good or platinum these days.

The credit card certificates etc using the points cap makes it only viable in less traveled places. But can be useful
Posted by Cajun75
Member since Mar 2022
813 posts
Posted on 12/12/25 at 3:17 pm to
Yep, ditto for us with the Walmart card and the Amazon Prime card. Also have been using Citibank and Wells Fargo for most everything else for a flat 2%. Just recently also got a Southwest rewards card for the free checked bag.
Jump to page
Page First 547 548 549
Jump to page
first pageprev pagePage 549 of 549Next pagelast page
refresh

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram