re: Credit Card Rewards and Points Discussion

Are you married?

If not, invite and "pay" for your friend to fly with you somewhere.

I've done that twice before.

Now if you're literally not taking any vacation time at all that kinda sucks.

Or, try using another airline to built points/status with.

You can use them for other purposes but they aren't going to be worth as much, or even all that close to as much as you probably know. You're probably stuck using them for hotel stays but that will suck and you probably have a similar hotel points problem if you're traveling this much.

I think shifting a little business to another airline that you can leverage is probably a smart move that you're already doing. Over the next couple years your domestic SW usage of points tide will turn and international business class will chew chunks on the United side.

I'm not a business flyer but I've read that part of the reason those programs have all that merchandise for sale for stupid amounts of points is actually for people kinda like you. People who have way too many and the last thing they want to do is get in another airplane so why not buy the coffee maker for 40,000 points

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So if you’ve got crazy SW points built up and can’t use them, why not send friends/family on trips? Buy a ticket for someone’s birthday or graduation, send grandma to Hawaii, offer to fly a niece or nephew home from college for Thanksgiving. I’m sure you can think of people you can make happy with a ticket somewhere.

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No family and don’t like my friends that much

How often do places de-value their points? We use CSR for most purchases after we get our SW companion pass. I’d like to save up for about 500,000 Chase points to go with some Hilton points (I know the points are crummy) but I was thinking I could get to 1,000,000 Hilton points. I suspect by playing the credit card game and being wise with purchases I can do this within 5 years. I’d like to take a great international trip with my family (maybe Israel +/- Egypt). I don’t want to just drop $15,000 for a trip, but if it were “free” it would be great. But I’m nervous by the 5 year mark my points will be worth a lot less. Anyone have a historical perspective here?

Are chase or American Express points safe?

And Is there a safe transfer partner to whom I can send points?

I'm curious to hear some of the favorite BUSINESS VISA or MasterCard credit cards for earning rewards (either points, miles or cashback) for business expenses on a daily basis. Right now I'm using the Citi Costco VISA and the Chase Business Preferred VISA. But wonderinng if there may be a good one I'm missing.

Can I close an account that currently has a balance? I will pay it off before statement due date.

Thanks. Dumping off these two SW cards instead of paying the annual fee.
Companion pass ends this year.

The lady likes to fly AA.

The family is taking a trip to Las Vegas in the fall where we will stay for a week. Looking to make plane reservations and hotel reservations. I’m completely new to the rewards/points game since we are not travelers (maybe fly once a year or every two years). However, my interest was peaked when I went to book flights on Southwest and saw the add for 40,000 points if you sign up for Chase SW CC. I know we will likely be headed to California in the late spring and strong possibility of flying SW. so I thought I should look into travel rewards CC to see if using purchases on this first trip could help with offsetting cost on the next trip. I’ve read on TD that the two Chase Saffire cards are popular and I was considering one of those two and the SW card. Any recommendation for which card I should go with?

Ok, need advice or help... Need to book a one way flight on an international carrier from HK to Singapore.

Can do it with my UR points on Singapore or Cathay, but want to see if this is a good time to use my abundance of Amex points and save some UR points.

The advantage with UR and Singapore is I can still earn miles with my mileage plus account, since Singapore Airlines is a Star Alliance member.

I believe I can transfer Amex pts to Singapore Airlines, but then can I still get mileage plus points, being ill have to create a Singapore Airlines account to receive the points and book.

Hard to find out the best way to use the Star Alliance network since i’m Gold Elite right now.