re: Credit Card Rewards and Points Discussion

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CVS are the main ones that accept CCs



Good to know. I can't drive half a mile without passing a CVS around here. Must be a lot of prescriptions in Houston

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CVS is definately my go to...However, even those are store specific. I have one CVS that will let me do anything and another who insists on splitting up the transactions. Also, if you purchase over $1K in "beans" some require the ID swipe. CVS also recently upped the amount you can buy daily but you still have the $5K monthly load limit for each bluebird account.

We have no 7-11's around her so I'm definately gonna try the other store to see if I have some luck.

Basically, I'm just using the MS with the bird to meet current intro bonuses and take advantage of paying bills that normally don't accept cc's. I spend about $5-10 thousand monthly on the cards. I might do another app o rama in the summer that is more specific to a family Disney trip in spring 2015.

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$5K daily load limit for each bluebird account.




Daily or monthly?

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Monthly...but you can have quite a few accounts.

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I might do another app o rama in the summer

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That is about my timing as well. My plan is to satisfy all the minimum spends I currently have (almost done actually) and lay low for 90-180 days.

That puts me right about summertime. We should have a thread and all do TDMT Appapalooza 2014 at the same time.

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Each person can have more than one account? Or are you just hitting up a buddy and using his name?

Apologize for the ignorant questions!

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I'm mainly referring to a spouse...all you need is a social for a seperate account. However, some people go overboard...that's when you hear the jokes about "even my dog has a bluebird".

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Anyone have problems at CVS purchasing VR with their Sapphire? The last two times I got a fraud alert email asking if it was a legit purchase. Even after saying yes, CVS needed a different form of payment.

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Yes....only when they split the transaction. Seems like the second transaction triggered the alert. I spoke with Chase and everything's good now...have you responded to them?

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Anyone have problems at CVS purchasing VR with their Sapphire?

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I only did $500 with my CSP and the only issue I had was the cashier wanting to talk to me for 2 minutes about the metal card and chip and what they do.

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igoringa

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Look for this:

Does anybody have experience with big crumbs? (Can't remember if I saw the post here)

They have a 2.1% cashback on the AMEX gift card purchase. Basically, you use the cc to buy gift card and then you can spend normally or MS. You then get the cash back through big crumbs. Below is my link...be careful some cc's treat it as cash advance and not eligible for points.

LINK


Likely CAs on:

-Citi
-DiscoverIt (11/21)

Recently shown as a purchase on:
-Amex
-BofA Alaska (10/24)
-BofA Hawaiian (12/23)
-Barclay Arrival (10/24; 11/01; 11/15, 12/31)
-Barclay Lufthansa (12/21)
-Barclay Travelocity Amex (12/5)
-Barclay US Airways (1/10)
-CapOne Venture (12/29)
-Chase British Airways (12/26)
-Discover More (11/21)
-HSBC
-US Bank Club Carlson (11/19)

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Awesome! Thanks. One last noob question... What makes the vr the better choice over a standard prepaid gift card (ie visa debit or Walgreens debit). Thanks so much!!!!

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Usually its a few things:

Fees (VR is 3.95 for $500, other routes are upwards to 6.95 for $200)
Fact there are stores that will take CC for it. (Some things like REloadit are hard coded at the register for cash only)
Lastly, the ability to load onto Bluebird which has zero fees (some similar products have fees).

ETA:

OTR here is a YMMV deal. Went back again today and was told cash only by different cashiers.

Entirely new.