Page 1
Page 1
Started By
Message

Best Credit Card

Posted on 5/24/17 at 3:36 pm
Posted by bengaltygers
Da East
Member since Dec 2007
1699 posts
Posted on 5/24/17 at 3:36 pm
Have to make a big purchase and I don't have the cash to do it. Obviously, I'm going to get a card with a 0% intro period, and I will have it paid off before the intro period is up. My question is, what cards give the best perks? While I'm using the card, I may as well be getting points or miles or whatever the particular card uses. Or am I not eligible for those perks while enjoying 0% financing anyway?
Posted by notsince98
KC, MO
Member since Oct 2012
17992 posts
Posted on 5/24/17 at 3:38 pm to
There is no single best card. I have found that cash is king with regards to credit card rewards. It is more powerful than point reward systems. I personally do the following:

6% cash back on groceries (amex blue)
5% cash back on gas (penfed visa)
3% cash back on restaurants (citi costco)
2% cash back on everything (citi double cash)
Posted by MrSpock
Member since Sep 2015
4344 posts
Posted on 5/24/17 at 3:38 pm to
These things are constantly changing. Try nerdwallet.com.

The best rewards cards with the huge bonuses are not generally 0% interest.
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35548 posts
Posted on 5/24/17 at 4:10 pm to
You generally can get a card with 0% interest or you can get a card with miles/points but not both. There may be a couple of exceptions but that is the general rule.
Posted by TTownTiger
Austin
Member since Oct 2007
5301 posts
Posted on 5/24/17 at 7:57 pm to
Citi has a couple of cards right now that offer 21 months at 0%. The citi simplicity is one for sure but drawing a blank on the other. That's the longest intro period I've seen but very little benefits other than that.
Posted by pjab
Member since Mar 2016
5646 posts
Posted on 5/25/17 at 3:15 pm to
See if the Chase Freedom Unlimited still has 0% intro.
Posted by thomass
Member since Jan 2014
3526 posts
Posted on 5/26/17 at 5:07 pm to
How do u like the penfed? It's not str8 cash right? You have to use points to buy gift cards?
Posted by WM_Tiger
NELA
Member since May 2017
1576 posts
Posted on 5/27/17 at 12:15 pm to
Amex Blue preferred for me right now. Just the 6% back in groceries and 3% back on gas adds up really fast.
first pageprev pagePage 1 of 1Next pagelast page
refresh

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram