- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Best Checking/Savings Account To Open With?
Posted on 3/30/18 at 3:39 pm
Posted on 3/30/18 at 3:39 pm
Looking to switching my bank with a national one or online one. What is the recommended one? I may also open up a savings account with them . Chase? Capital One? Ally? Charles Schwab?
6
Posted on 3/30/18 at 3:43 pm to Beaux
USAA for purely banking or if you like to keep investments and banking the same Vanguard.
Posted on 3/30/18 at 4:10 pm to OleWarSkuleAlum
Does fidelity offer this option
Posted on 3/30/18 at 4:47 pm to tigers1956
Nothing but good things to say about Schwab.
Posted on 3/30/18 at 6:39 pm to Beaux
Why are you ditching the local bank for a national one?
Consider a credit union: often accounts are free or very low cost, good loan rates for consumer stuff like cars, and most credit unions participate in a nationwide cooperative that allows you to service your account via other credit unions. These “share” branches will give you a banking network with greater coverage across the country than most of the major chain banks.
For example, I have (completely free) business accounts with ASI; it has no branch in my hometown....so I use a branch of Coastal CU to deposit, withdraw, ATM. (Coastal doesn’t offer business accounts). My CU has a full-service online portal, just like the major chain banks.
Consider a credit union: often accounts are free or very low cost, good loan rates for consumer stuff like cars, and most credit unions participate in a nationwide cooperative that allows you to service your account via other credit unions. These “share” branches will give you a banking network with greater coverage across the country than most of the major chain banks.
For example, I have (completely free) business accounts with ASI; it has no branch in my hometown....so I use a branch of Coastal CU to deposit, withdraw, ATM. (Coastal doesn’t offer business accounts). My CU has a full-service online portal, just like the major chain banks.
Posted on 3/31/18 at 11:38 am to Beaux
Chase just for their technology and app. Sure, the credit union now have good apps and mobile deposit, but Chase has had it for 10 years.
Posted on 3/31/18 at 12:49 pm to Beaux
I've been happy with Discover Bank. Have a saving and checking account. No fees.
Posted on 4/3/18 at 1:59 pm to Beaux
I moved my primary checking and savings to Fidelity from ING Direct/Capital One a few years ago. Fido has a cash management account which has billpay and the debit card reimburses atm fees.
I did this because all of my investment accounts (except 401k) are at Fidelity. It's nice to have everything in one place. I even switched most of my credit card spend to their 2% cash back card.
I did this because all of my investment accounts (except 401k) are at Fidelity. It's nice to have everything in one place. I even switched most of my credit card spend to their 2% cash back card.
This post was edited on 4/3/18 at 10:17 pm
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News