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Auto loan refinancing - need advice
Posted on 6/15/18 at 3:42 pm
Posted on 6/15/18 at 3:42 pm
So looking at possible getting a new truck however one of the rebates are tied to financing through GM and the rates suck so will have to refinance after I purchase the truck. Anyone know what top end rates are right now? My current score is 750-760. I know they have gone up but I dont know how much, I got 2.5 last time I looked but that was a couple yrs ago.
Not sure if it would be better to take the 1k rebate and refinance after 4 payments or to just go with my own financing from the get go. I have been told refinancing rates are better than new car rates however I am worried about rates rising. Any input?
Tia
Not sure if it would be better to take the 1k rebate and refinance after 4 payments or to just go with my own financing from the get go. I have been told refinancing rates are better than new car rates however I am worried about rates rising. Any input?
Tia
This post was edited on 6/15/18 at 5:20 pm
2
Posted on 6/15/18 at 6:57 pm to GREENHEAD22
Check Penfed. I refinanced at 1.99 but I think it has went up since then.
Posted on 6/15/18 at 7:28 pm to GREENHEAD22
Pended will be your best bet, and most probably won’t have to make 3 or 4 payments the dealership just tells you that because their commission is based on that, ask them to show you in the contract where it says you have to make so many payments
But..... am I mistaken or where you the one who was in the middle of buying a house? If so DO NOT let anybody even run your SS number or do any financing of anything until after you close on your house
But..... am I mistaken or where you the one who was in the middle of buying a house? If so DO NOT let anybody even run your SS number or do any financing of anything until after you close on your house
This post was edited on 6/15/18 at 7:29 pm
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