- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
0
Posted on 3/26/25 at 2:00 pm to Sho Nuff
quote:
wife is 7 years younger than me so I checked that link from Fat Bastard and it says my wife should draw at 62 and me 70. I just don't think I'll live long enough to make sense of drawing at 70. I'm open ears to suggestions.
In a vacuum delaying SS is longevity insurance. Any decent financial plan will be fine if you die at 80. It’s longevity that becomes the real stressor. I think people that focus on the breakeven age often ignore that longevity risk.
ETA- people are also notoriously pessimistic about their own life expectancy. Studies suggest they’re off by 1.5-3 years at the median.
This post was edited on 3/26/25 at 2:06 pm
Posted on 3/26/25 at 6:16 pm to KWL85
quote:
Delaying is getting a guaranteed 8%
Unless you die.
Mileage varies.
Posted on 3/26/25 at 7:10 pm to Artificial Ignorance
It won't exist for me
Posted on 3/27/25 at 8:48 am to slackster
quote:
It’s longevity that becomes the real stressor.
Absolutely. My savings/investments/plan has me not reliant on SS and shouldn't be when I'm in my 70s and if I'm lucky to live to my 80s, and possibly longer. You're right that if I knew I'd make it to my late 80s I'd maybe draw SS at 70. I'd still be nervous the govt screws it up too much by then though. As it is, I have 12 years to 62 and who knows if it won't already be watered down a bit...
Page 4 of 4
Popular
Back to top
Follow TigerDroppings for LSU Football News