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American Express or Discover Card

Posted on 8/10/18 at 11:46 am
Posted by kajunsoldier
Nomadic
Member since Aug 2017
78 posts
Posted on 8/10/18 at 11:46 am
I'm 28yrs old and the only credit card I've owned is a shitty Capital One card. No rewards or points or any benefits to speak of.
I've narrowed it down to the American Express Premier Rewards Gold card vs the Discover It Miles card. Which would be best for me?

I have fairly good credit, high 790s. I understand the Amex is a charge card, but that isn't an issue since I pay off my card every month.

TIA for advice
Posted by notsince98
KC, MO
Member since Oct 2012
18005 posts
Posted on 8/10/18 at 11:50 am to
What is your goal?
Posted by WM_Tiger
NELA
Member since May 2017
1576 posts
Posted on 8/10/18 at 12:33 pm to
If you’re wanting to rack up points then I’d personally get the Amex Everday preferred. You’ll rack up a good bit more points on it than the Gold or Discover card.
Posted by 21JumpStreet
Member since Jul 2012
14653 posts
Posted on 8/10/18 at 12:44 pm to
Check out the Wells Fargo Propel. it's Amex. 3x points for dining, 3x points for travel etc not annual fee.

Along with a bonus 30,000 points if you spend 3000 in 3 months.
This post was edited on 8/10/18 at 12:45 pm
Posted by GEAUXT
Member since Nov 2007
29252 posts
Posted on 8/10/18 at 2:06 pm to
unless you're going for airline miles the amex blue cash preferred card is the way to go
Posted by hottub
Member since Dec 2012
3339 posts
Posted on 8/10/18 at 4:04 pm to
Do you travel internationally much?

AMEX acceptance is spotty, at least internationally
Posted by RJSambola
Member since Jun 2012
319 posts
Posted on 8/10/18 at 4:56 pm to
That's why he should keep his shitty capital one card and get the amex blue cash preffered.
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