re: $110 medical bill in collections: pay or fight?

I had to take legal action against a Baton Rouge hospital in May 2023 over a $400 bill that I didn’t owe. I paid everything I owed and they sent the bill. When I asked about it, they told me it was because insurance denied a charge. Called the insurance company and was told they paid it but then the hospital billed it again, which they denied. I conference the hospital in with the insurance company, I listen to them discuss billing codes and payments, the hospital realizes the error. It’s done.

Fast forward to April 2023 and I’m told if I don’t pay it by May, I’ll be sent to a collections agency. I told them I’d sue if they did that. They reported to the collections agency and I obtained an attorney, who sent a strongly worded certified letter to the hospital threatening to sue them over multiple specific laws they broke by doing what they did.

I haven’t heard a single thing since then. Sometimes hospitals frick up and insist they’re right. It’s no surprise that they have Janshamekia Jupiter running the claims/billing department.

Realize that most hospital billing departments are run by people with a high school degree. The MDs are in the clinic, not in billing.

ignore

Medical collections below $500 are not reportable on credit reports.

Most are not legit, doctors are cheap and pay very little to people who do their medical billing, you get shady characters being lazy and not billing correctly.

PAY IT


I had a $2,500.00 charge from my X wife going to a dentist 7 years ago that they stuck it on my credit.

It should have fallen off but apparently every time it changes hands they add it back as new debt.