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re: Should I pursue litigation? Home buyer issue

Posted on 4/26/26 at 1:57 pm to
Posted by bluedragon
Birmingham
Member since May 2020
9865 posts
Posted on 4/26/26 at 1:57 pm to
Insurance Inspector here. Keep in mind, the insurance Company has the right to come out and make sure the property is being properly maintained. If that wall is collapsing, they’ll find it. Pay now or later.
Posted by MikeBRLA
Baton Rouge
Member since Jun 2005
17226 posts
Posted on 4/26/26 at 6:22 pm to
quote:

So I purchased a home



Then it’s your property and your problem. Your inspection period is over and you closed on the property already.
Posted by baldona
Florida
Member since Feb 2016
24343 posts
Posted on 4/27/26 at 6:42 am to
quote:

Insurance Inspector here. Keep in mind, the insurance Company has the right to come out and make sure the property is being properly maintained. If that wall is collapsing, they’ll find it. Pay now or later.


Just looking at those photos, what is not properly maintained? What is insurance worried about? I don’t see how far from the home or otherwise what could happen if the wall does fail.

Are you suggesting as an insurance inspector you know that wall is failing?
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
81862 posts
Posted on 4/27/26 at 6:45 am to
Standard language in the contract is waiver of redhibition. Basically means hidden defect.

If you have a home inspection the inspector could have to eat it because they missed it.

Seller would be liable only if they knew and covered it up.
Posted by bluedragon
Birmingham
Member since May 2020
9865 posts
Posted on 4/27/26 at 7:22 am to
If it’s falling down or a threat do so.

It’s not maintained. The inspector will make a decision of the situation….when you are ready to make a claim…….Good Luck.

The inspectors do not have to have permission to go on the property. They avoid the obvious like dogs. Read the fine print on the policy.

There are multiple National Companies that do the inspections.
Posted by Tree_Fall
Member since Mar 2021
1306 posts
Posted on 4/27/26 at 9:43 am to
quote:

Seller would be liable only if they knew and covered it up.


What state and municipality are you in? Liabilities and timelines for non-disclosure at closing vary place to place depending on local problems. Check with an attorney. Retaining walls in hilly landscapes and bulkheads on water are red flags to buyers.
Posted by CarRamrod
Spurbury, VT
Member since Dec 2006
58602 posts
Posted on 4/27/26 at 10:07 am to
quote:

12"+ of lateral earth pressure puts over 2,000 pounds of force per linear foot into the wall.

12" or feet?
Posted by Tiger Prawn
Member since Dec 2016
26141 posts
Posted on 4/28/26 at 3:30 pm to
quote:

What's a Relo company? Relocation? Like you used a 3rd party that's local to help purchase a property while you weren't there?


3rd party company that's usually to help facilitate the sale of your old house if you're relocating out of the area for a new job or transferring.

For example if you accept a transfer / new job out of state and the company wants you to get to work ASAP, they may pay for a relocation company to help facilitate the move.....including handling all the work needed to get your current home ready to put on the market, staging for showings, and negotiations with potential buyers.
Posted by Cracker
in a box
Member since Nov 2009
19308 posts
Posted on 5/3/26 at 7:34 am to
cinderblocks were not designed to loads like that anything in my area over 4 feet has to be permitted with engineered drawings. chances are it was not permitted so its a code violation.
Posted by Royalfishing
Member since Jul 2023
441 posts
Posted on 6/7/26 at 10:22 am to
be hard to find a lawyer to take a 15k case even if attorneys fees are recoverable. Did you buy a home warranty? Get a home inspection? Any warranties waived in sale? New anime Warranty Act in La doeant apply to used home. You have one year from when yo I learned of should have learned of it to sue unless you I am prove seller knew and purposely didn’t disclose or committed fraud.
Posted by jorconalx
alexandria
Member since Aug 2011
11255 posts
Posted on 6/7/26 at 12:35 pm to
quote:

The inspector will make a decision of the situation…



I have over 30 years in this industry and you are taking out of your arse. An inspector will make a note of hazards on the property. But they absolutely do not make ANY decisions. All decisions are up to the underwriters and the company writing the policy. The structural integrity of a retaining wall is beyond the scope of anything an inspector would be making “decisions” on. I sure in hell hope you aren’t one of my inspectors
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