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Roof Replacement + Home Addition

Posted on 1/12/21 at 11:58 am
Posted by modes
Member since May 2017
257 posts
Posted on 1/12/21 at 11:58 am
How does this actually work? We plan to add on to our house in the coming years and also will need our 15 year old roof replaced

Should I just get it all done at the same time? Would insurance still cover the replacement if we're adding onto the home and adding roof?
Posted by mtcheral
BR
Member since Oct 2008
1936 posts
Posted on 1/12/21 at 12:02 pm to
Is your roof needing to be replaced due to damage that the insurance will pay for? I would think they are only going to pay for the old roof that is damaged if so. But you should be able to get it all done at same time. Just need contractor to separate costs for the different sections.
Posted by wickowick
Head of Island
Member since Dec 2006
45804 posts
Posted on 1/12/21 at 1:29 pm to
If the roof damage is covered by insurance, then insurance will determine what is damaged and how much you get. Let's say it is 10k, they would cut a check, minus some hold back that you would get back after the roof is replaced, the roofer can then do whatever work is needed to the roof and apply the $10 to the total cost of the work.
Posted by DawgCountry
Great State of GA
Member since Sep 2012
30548 posts
Posted on 1/12/21 at 5:38 pm to
I added acovered porch about 6 months before I filed a roof claim. The whole thing got replaced including the new shingles so it would all match. Same deductible covered it all
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