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re: Homeowners denied my roof claim, any recourse?

Posted on 5/31/24 at 7:11 pm to
Posted by tiger91
In my own little world
Member since Nov 2005
39952 posts
Posted on 5/31/24 at 7:11 pm to
How much do you think local adjusters make? Just being nosey.
Posted by ole man
Baton Rouge
Member since Nov 2007
16614 posts
Posted on 6/1/24 at 1:09 am to
Don’t know They were sheisters I hated gettin on a roof they had inspected
Posted by TaderSalad
mudbug territory
Member since Jul 2014
25869 posts
Posted on 6/1/24 at 6:15 am to
State Farm is the worst when it comes to wind damage…

File the appeal, but they are the business of making money and not taking care of you. Terrible company.
Posted by tiggerfan02 2021
HSV
Member since Jan 2021
3884 posts
Posted on 6/2/24 at 2:20 pm to
quote:

State Farm insurance



Found the problem.
Posted by RaginCajunz
Member since Mar 2009
7075 posts
Posted on 6/2/24 at 8:06 pm to
quote:

I know my neighbor behind me had a blue roof for 9+ months while he fought with State Farm and eventually won.


Correction to this. Found out today my neighbor had to come out of pocket $26k as State Farm never paid a penny after much fighting. I thought I understood him to have eventually won but I was wrong.
Posted by CarRamrod
Spurbury, VT
Member since Dec 2006
58277 posts
Posted on 6/3/24 at 1:56 pm to
your roof guy should have come out during the adjusters inspection to to speak on your behalf and show the inspector evidence of roof damage.
Posted by CorkSoaker
Member since Oct 2008
9823 posts
Posted on 6/4/24 at 10:16 am to
It’s completely normal for insurance to not cover what you pay them for. They are just like the casino—they always win. Best bet is to save up and become self insured. Stop wasting your money on insurance
Posted by Novastar
Member since Jan 2023
658 posts
Posted on 6/4/24 at 10:56 am to
quote:

they always win.


No they don't always win. Lawyer up, I did and won my settlement against my home owners insurance. It was a lengthy, stressful and costly process. I chose not to accept the denial of my claim.
Posted by CorkSoaker
Member since Oct 2008
9823 posts
Posted on 6/4/24 at 10:57 am to
I’m willing to bet your premium has gone up since.
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