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re: Official PS3 MW2/TW12 - Mashing of the nuts Thread 2012

Posted on 4/28/11 at 2:47 pm to
Posted by Croacka
Denham Springs
Member since Dec 2008
61451 posts
Posted on 4/28/11 at 2:47 pm to
my bday is in november


Football season + hunting season =/= golf season
Posted by Devious
Elitist
Member since Dec 2010
29425 posts
Posted on 4/28/11 at 2:53 pm to
I'd like an extended cab (I think they call it a supercab). No need for 4x4. I want it mainly for the bed, and I can take the boat out and the wife still have the SUV.

I built an F-150 STX with everything I wante a few nights back - just $32,000.
Posted by Black
My own little world
Member since Jul 2009
22244 posts
Posted on 4/28/11 at 2:54 pm to
quote:

I built an F-150 STX with everything I wante a few nights back - just $32,000.


whatever you do, pay attention to the interest rate
Posted by The Sad Banana
The gate is narrow.
Member since Jul 2008
89507 posts
Posted on 4/28/11 at 2:56 pm to
Yeah, listen to the Chuck Norris of finance over here.
Posted by MrPappagiorgio
Prairieville
Member since Jan 2009
41125 posts
Posted on 4/28/11 at 2:56 pm to
Posted by Croacka
Denham Springs
Member since Dec 2008
61451 posts
Posted on 4/28/11 at 2:57 pm to
quote:

I built an F-150 STX with everything I wante a few nights back - just $32,000.


why STX

at least go with the XLT, IMO

don't mind the sticker, i got like 12,000 off of my sticker

also, do you by any chance qualify for x-plan?
Posted by Black
My own little world
Member since Jul 2009
22244 posts
Posted on 4/28/11 at 2:58 pm to
i admitted to that not being one of my best decisions.

it was my first vehicle that i purchased by myself out of college. shoot me.
Posted by Devious
Elitist
Member since Dec 2010
29425 posts
Posted on 4/28/11 at 2:58 pm to
My credit's pretty good. Besides, I know how to just walk out.

I did that when we bought our SUV. We ended up getting our payments a little over $300 for four years with low interest.
Posted by Croacka
Denham Springs
Member since Dec 2008
61451 posts
Posted on 4/28/11 at 2:59 pm to
don't even discuss payments


thats their game they like to play


know what kind of loan you want and how much you can pay and get that to a bottom line price and talk price, not payments
Posted by Black
My own little world
Member since Jul 2009
22244 posts
Posted on 4/28/11 at 2:59 pm to
quote:

My credit's pretty good. Besides, I know how to just walk out


i had both of this

i just didn't understand interest rates or whatnot, and it was right when the new body styles came out. They weren't offering any types of deals or rebates and i bought it anyway
Posted by Devious
Elitist
Member since Dec 2010
29425 posts
Posted on 4/28/11 at 3:00 pm to
quote:

do you by any chance qualify for x-plan?
I need to look into it. My company's partnered with them so I get a discount too.

It was an XLT, not the STX.
Posted by Devious
Elitist
Member since Dec 2010
29425 posts
Posted on 4/28/11 at 3:01 pm to
quote:

don't even discuss payments
I don't. You give them a payment range, and they'll screw you over with the loan.
Posted by The Sad Banana
The gate is narrow.
Member since Jul 2008
89507 posts
Posted on 4/28/11 at 3:02 pm to
quote:

I don't. You give them a payment range, and they'll screw you over with the loan.
Wait, what?
Posted by Croacka
Denham Springs
Member since Dec 2008
61451 posts
Posted on 4/28/11 at 3:02 pm to
quote:

My company's partnered with them so I get a discount too.


thats most likely the xplan

it will automatically get you close to invoice pricing

it pretty much takes the haggle out of the transaction


they were offering 1000 bonus cash for financing through ford with a shitty rate

i signed up for that to get the 1000 and then refinanced a couple weeks later at a credit union for much lower

also, sign up online for an F150 pamphlet, most of them come with a $750 coupon, order a few pamphlets from different ford vehicles to increase your odds of getting one

i got one on all 3 that i requested, but i've heard you don't always get them
Posted by Croacka
Denham Springs
Member since Dec 2008
61451 posts
Posted on 4/28/11 at 3:03 pm to
quote:

I don't. You give them a payment range, and they'll screw you over with the loan.
Wait, what?


if you can only pay 400 a month, they'll gladly put you in an 84 month loan at only 9%
Posted by Croacka
Denham Springs
Member since Dec 2008
61451 posts
Posted on 4/28/11 at 3:04 pm to
i was doing a trade, so i only talked about "out the door price"


that included TTL, trade, financing, etc.

that way they can't nickel and dime you at the end
Posted by The Sad Banana
The gate is narrow.
Member since Jul 2008
89507 posts
Posted on 4/28/11 at 3:04 pm to
quote:

if you can only pay 400 a month, they'll gladly put you in an 84 month loan at only 9%
Oh, F that. I tell them I'm not going over 5 years, now make it $X/month or I'm bouncing.
Posted by Devious
Elitist
Member since Dec 2010
29425 posts
Posted on 4/28/11 at 3:04 pm to
Tell a salesman you want to spend $350 a month and they'll have you in a 6 yr. high interest loan just to get you $350 and the vehicle you want.

sonofabitch I'm slow as old people frick
This post was edited on 4/28/11 at 3:06 pm
Posted by Croacka
Denham Springs
Member since Dec 2008
61451 posts
Posted on 4/28/11 at 3:05 pm to
quote:

I tell them I'm not going over 5 years, now make it $X/month or I'm bouncing.


it could work if you do your homework, i just find it easier to know my own numbers and limits and what price that equates to
This post was edited on 4/28/11 at 3:06 pm
Posted by The Sad Banana
The gate is narrow.
Member since Jul 2008
89507 posts
Posted on 4/28/11 at 3:09 pm to
Luckily I have a connection in the biz. My wife's uncle is a GM in Slidell and he got us in good at Toyota over there and at BH BMW here. We only paid $400 over cost. I believe it, too. They took a lot off the stickers.
This post was edited on 4/28/11 at 3:10 pm
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