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Centric FCU new checking interest rate
Posted on 7/2/22 at 12:43 pm
Posted on 7/2/22 at 12:43 pm
Went in yesterday to close an old credit card after opening two new ones, and got told their interest rates on checking and savings had gone up on “spend better” and “save better”.
4.1% APY up to $20,000 on the “Spend Better” checking and 2% APY up to $50,000 on “Save Better” savings.
Have to have: e statements, direct deposit, 12 debit card uses per month.
I feel like I'm missing something here, but promptly moved the max over to the checking.
4.1% APY up to $20,000 on the “Spend Better” checking and 2% APY up to $50,000 on “Save Better” savings.
Have to have: e statements, direct deposit, 12 debit card uses per month.
I feel like I'm missing something here, but promptly moved the max over to the checking.
3
Posted on 7/2/22 at 2:43 pm to LSUTigahss
FDIC insured?
Posted on 7/3/22 at 7:28 am to TigerMan327
quote:
FDIC insured?
It's a credit union, so NCUA.
Posted on 7/3/22 at 7:38 am to Enadious
quote:
It's a credit union, so NCUA
Can you educate me on this?
Posted on 7/3/22 at 8:07 am to LSUTigahss
quote:
Have to have: e statements, direct deposit, 12 debit card uses per month.
Posted on 7/3/22 at 8:37 am to thegreatboudini
Ya, that's annoying.
I'm still doing Sofi checking at 1.50%. DD only requirement.
I'm still doing Sofi checking at 1.50%. DD only requirement.
Posted on 7/3/22 at 8:58 am to LSUTigahss
This isn’t uncommon for financial institutions to offer checking accounts with higher interest. They are saving the money by requiring you to have e statements, DD, minimum debit card transactions etc.
Most credit unions offer a product similar to this.
Most credit unions offer a product similar to this.
Posted on 7/3/22 at 10:12 pm to thegreatboudini
No minimum on the debit card transactions.
Probably have 6 since I posted this, spending no more than $40 that I was already going to spend
Probably have 6 since I posted this, spending no more than $40 that I was already going to spend
Posted on 7/5/22 at 2:45 pm to thegreatboudini
Easiest way I’ve found to get the swipes is to set up a Venmo using debit card, not bank account and then send money back and forth between you and your spouse/significant other. That’s what I do between my various accounts to hit the swipe minimums.
Posted on 7/6/22 at 12:02 am to Bryant91092
Has to be a point of sale transaction.
Posted on 7/6/22 at 8:16 am to LSUTigahss
Interesting because this works for both credit unions I use.
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