re: What do you choose: 5% for 20 years of your future income or student loan repayment?

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It's double the national average. Enough to question if she's going out-of-state or private + scholarships

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Is it? When you tack on books and all of these school’s ambiguous “fees,” it’s about right.

For 30 hours a year, my tuition was around $17,000 - and that’s in-state, public school.