re: How should I prioritize these 4 credit issues?

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2. Too few accounts currently paid as agreed

Priority 1
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. Ratio of balance to limit on bank revolving other revolving accounts too high

Priority 2
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4. Lack of recent installment loan information

Priority 3
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3. Time since most recent account opening is too short

Priority 4 and will be taken care of when you do priority 3

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It depends upon what his goal is.

The credit bureaus rank "most effecting" first.

If the goal is to improve the credit score, that first listed one will have the biggest jump/net benefit.

There may be some underwriting that does "manual credit checks" and approval could depend upon the number of "30 day lates" and "60 day lates" the past 2 years. There is nothing you can do about the past lates. But dont do it again, obviously.