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re: Roth IRA
Posted on 6/9/21 at 9:21 am to glorymanutdtiger
Posted on 6/9/21 at 9:21 am to glorymanutdtiger
Also what are the restrictions on the spouse Roth ira is she is not working? Can i start one on her name too?
1
Posted on 6/9/21 at 10:01 am to glorymanutdtiger
Yes you can start one in her name. Joint filing is 208k MAGI limits. Like someone else mentioned there is no ceiling for pay on a standard IRA and you can always convert those contributions to a ROTH. It is also called backdooring a ROTH. It is what I recommend because taxes are low and good chance future administrations will raise them.
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