re: My MIL opened up a credit card in my wife’s name

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TBH I’m confused. I don’t get how you spend this amount of money. She has a great job as a nurse anesthetist.

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I didn't see the total before... that's alarming as others have said. Is it possible she has substance abuse issues?

Maybe y'all will never be able to heal this rift after you transfer the debt to her name, but you may wind up saving her life if you figure out what the root issue is.