Page 1
Page 1
Started By
Message

Small biz credit card question

Posted on 4/29/21 at 1:31 pm
Posted by sodcutterjones
Member since May 2018
1314 posts
Posted on 4/29/21 at 1:31 pm
I'm new to the entrepreneurship table and wanted to know what rewards credit card you'd recommend for a small business. My supplies fluctuate month to month and I'm probably only doing 1-2K a month on the current bank issued credit card.

Any recommendations?
Posted by Puffoluffagus
Savannah, GA
Member since Feb 2009
6455 posts
Posted on 4/29/21 at 1:43 pm to
I have a amex blue business cash back that I use for my business related expenses. 2% cash back which is all I really wanted.

Downside would be if you have a lot of vendors that you go to that don't accept AMEX.

I think the chase business ink cards also get a fair bit of rep. They have 1.5% cash back. If you have other personal chase cards that have ultimate rewards, then I think you could get the version with rewards points and can combine them for redemption purposes.
Posted by Dusty Bottoms
Guadalajara
Member since Nov 2006
934 posts
Posted on 4/29/21 at 2:59 pm to
Capital One Spark Business. Easy to manage multiple employees' cards and offers unlimited 2% cash back.
Posted by tigerfoot
Alexandria
Member since Sep 2006
61052 posts
Posted on 4/29/21 at 3:08 pm to
Bank of America small business here. End up with 1.5 to 2 percent back each month. Their customer service and reporting at end of year are spectacular for their small business people.
Posted by audioaxes1
Member since Jul 2019
233 posts
Posted on 4/29/21 at 4:24 pm to
I like the Chase Ink Business Unlimited. No annual fee + 1.5% UR points which I then pool up with all my other Chase card UR points. And UR points are conservatively worth atleast 1.4% when used wisely, effectively making this a 2.1% cashback card for business purchases.
Posted by shawnlsu
Member since Nov 2011
23682 posts
Posted on 4/30/21 at 8:42 am to
quote:

Capital One Spark Business. Easy to manage multiple employees' cards and offers unlimited 2% cash back.

Yep
We have 5 cards on one account and can be managed easily from the app or website. Integrates straight into quickbooks as well so all your transactions are automatically uploaded.
ETA: can also transfer points to my personal CapOne card.
This post was edited on 4/30/21 at 8:43 am
Posted by baldona
Florida
Member since Feb 2016
23753 posts
Posted on 4/30/21 at 8:20 pm to
It’s not worth sweating OP, get a cash back card or swap cards every 6 months for the bonus points. Unless you travel and eat out, stay in hotels, or use airlines then business cards for small businesses aren’t worth much honestly.
first pageprev pagePage 1 of 1Next pagelast page
refresh

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram