re: Voyager - VYGVF Due Diligence

Eh, Binance US has the former head of the OCC and they're in deep shite already

From an interest-offering standpoint, the way I learned it was if you are a bank under banking regulators, you are exempt, but otherwise you're a security. SOME public body has to be auditing you and ensuring you're mitigating risks and not cooking the books. Even with regulation the banks and securities firms still mess up badly. Celsius and Nexo and Voyager and all these companies could do a lot of damage if institutional money gets involved and they have security lapses or flop.