re: House note vs car note

Since the standard deduction increased, we no longer have enough deductions to itemize. We are over the income limits for the Roth but we need to be doing the backdoor. My company recently started offering a Roth 401k. Last yr I put about 8k of the max into the Roth 401k while the rest went into the pre-tax 401k. The wife and I both have been maxing our 401k’s since 2014 and barring any unforeseen health issues, should continue to do so for at least 8 more yrs for me and 13 more for her. I may also add the catch up amount in a few yrs if we can.

I’d like to park some money in the future in some 1-3 acre residential lots north of I-10 but the wife isn’t currently on board with that.