re: Advice for flooded home due to pipe burst

quote:

---

This Texas scenario is way different than the summer south Louisiana scenario.

---

No. I had an attic pipe burst in January 2010 or so due to multiple days of subfreezing weather. All floors down to the slab were replaced. All walls below 4 feet were replaced. All furniture. Half the cabinets. All doors. All insulation in the attic and in the walls. Half the ceilings. Full mold remediation. It will warm up to mold supporting temperatures before all the wet material can be removed.

Final bill was well over 140k and I was homeless for 5 months. We're not talking about dropping a gallon of water. It's INCHES of water in the house and is in everything. This will be no different from a summer S. La scenario in scale or mitigation.

quote:

---

I am guessing busted pipes will fall under homeowners and not flood I hope so for those affected

---

Mine was against my homeowner's policy, which was canceled pretty much the instant they stroked the last check. I did have a flood policy, too, but it was definitely the homeowner's policy that paid to rebuild the house.