re: If you haven’t already reallocated your 401K into a safe space, you better get on it

The market is still the place to be. Read what Biden’s economic adviser said in another thread about forgetting about debt ration to the GDP and instead concentrating on the percentage of GDP used to pay interest rates. That means interest rates must continue to remain artificially low forever. Which means that the only place to get a return on money is in the market. Sure, property will work too, but it’s value is going to be expensive because of the low rates. Sure, you can borrow money and buy property, but you still have to have income to service the debt until you sell it. If it doesn’t sell, you could go bankrupt paying the debt. In that respect, the market is safer and allows you to get into it with less money.