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Anyone know what the refi rates are at right now?

Posted on 1/3/21 at 8:57 pm
Posted by Tigeralltheway
Member since Jan 2014
2582 posts
Posted on 1/3/21 at 8:57 pm
I read 2.72 2 weeks ago and I thought I saw something about 2.2 earlier today?
Posted by oneg8rh8r
Port Ludlow, WA
Member since Dec 2003
2712 posts
Posted on 1/3/21 at 9:13 pm to
I sign this week at 2.25% fixed on a Jumbo and have enough lender credit that my refi is costing me less out of pocket than I will get back from my escrow.......Therefore, FREE.

Because my Taxes / Insurance aren't changing, my very 1st payment will have more going to principal than interest. Yay me!
Posted by WeAreBR
Member since Oct 2020
125 posts
Posted on 1/4/21 at 9:33 am to
Depends on a couple of factors but I am seeing as low as 2% - Refinancing makes sense depending on how long you plan to stay in the house and how quickly you want to pay off your mortgage
Posted by jsk020
Nola
Member since Jan 2013
1702 posts
Posted on 1/5/21 at 5:31 am to
Can anyone explain if this is a good deal to me. I signed an FHA loan almost one year ago at 3.25%. I got a call from my mortgage lender to do an FHA Streamline to 2.25%.

It claims the closing costs will just be 1 mortgage payment and I will not double pay.

Anyone have experience with this?
Posted by audioaxes1
Member since Jul 2019
233 posts
Posted on 1/5/21 at 9:06 am to
just go to zillow rates... it will show you pretty much the lowest possible rates available for your specific credit profile, valid for that very second you search.
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