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E-Loan experiences???

Posted on 8/20/08 at 12:54 pm
Posted by tigerballz
Eunice, la.
Member since Sep 2004
641 posts
Posted on 8/20/08 at 12:54 pm
Has anyone had any experiences (good or bad) in dealing with E-Loan? I am looking to refinance my home (at a 4% lower rate) and at the same time put some money in my pocket to pay off other bills? It looks like it will go through unless I pull out. Looking for replies.......
Posted by poboydressedplease
Member since Jul 2008
9174 posts
Posted on 8/20/08 at 12:59 pm to
Everything in buying a home/refinancing is done via e-mail/fax. So e-loans should not cause concern.

Have you spoke with anyone on the phone?
Look up the name of the bank and make sure the
person you are dealing with is accredited and working there.
Posted by Tiger JJ
Member since Aug 2010
545 posts
Posted on 8/20/08 at 2:06 pm to
I used them for 2 used cars. They sent me an echeck in advance, so it was like I was a cash buyer to the dealer. The approval was lightning fast, and the rate was good. On the first one, the servicer they used was terrible and it was an annoyance. On the 2nd one, the dealer actually offered to beat the rate, so I didn't fund the eloan.
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
28843 posts
Posted on 8/20/08 at 2:09 pm to
Call around to your local Banks and Mortgage Brokers. Screw Eloan and take the third posters advice with the local guys.
This post was edited on 8/20/08 at 2:12 pm
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