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re: Company suspended 401k match. Should I shift savings to ROTH until it returns?
Posted on 12/17/20 at 10:32 am to ReadyPlayer1
Posted on 12/17/20 at 10:32 am to ReadyPlayer1
quote:
My new company 401k options suck badly. Should I cut back to 8% for my free match and start a Roth IRA.
I would. You'd be diversifying the tax implications, as well as being more in control of the investments. Also, in case of a real emergency, you'd have free access to your invested portion (but avoid that if at all possible).
1
Posted on 12/17/20 at 11:14 am to Jag_Warrior
Ya it would have to be extremely bad for me to take money out. I like the deversifying part also. Appreciat the response !
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