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re: Teenager Car Insurance Sticker Shock

Posted on 11/25/20 at 9:48 am to
Posted by TheOtherSide
Baton Rouge
Member since Sep 2016
346 posts
Posted on 11/25/20 at 9:48 am to
Go to the online insurance websites and try entering you as the primary driver for the Toyota and your daughter as primary for the truck.

Do you have additional vehicles besides those two?

Posted by KemoSabe65
70605
Member since Mar 2018
5285 posts
Posted on 11/25/20 at 9:55 am to
Platinum 250 w truck truck nutz and 16 yo driver will be double.
Posted by pochejp
Gonzales, Louisiana
Member since Jan 2007
7864 posts
Posted on 11/25/20 at 10:12 am to
quote:

Go to the online insurance websites and try entering you as the primary driver for the Toyota and your daughter as primary for the truck.


Doesn't work that way. The insurance company will charge him as if she is the primary for the most valuable car on the policy because she is covered for all vehicles in the household now. The only way he can bypass that is to prove she doesn't live in the household. That being said Geico is solid insurance and that's really a decent price for a 16 year old.
Posted by Tiger Prawn
Member since Dec 2016
22060 posts
Posted on 11/25/20 at 10:29 am to
quote:

Go to the online insurance websites and try entering you as the primary driver for the Toyota and your daughter as primary for the truck.

Insurance companies have wised up to this trick. I know a few don't even ask who drives which vehicle. They just rate every driver on every vehicle.
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