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re: Scott Woodward was 99% correct
Posted on 11/10/20 at 7:50 am to Bricktop
Posted on 11/10/20 at 7:50 am to Bricktop
quote:
What it means to me is a phrase used to broadly imply every single white person is racist.
Lol.
No wonder you are so triggered by it. Thats not at all what it means. Its a system that is setup that puts one or more races at a disadvantage intentionally or unintentionally. Regardless of whether or not you agree, it exists in some facets. When it comes to getting loans for example.
3
Posted on 11/10/20 at 7:52 am to josh336
quote:
Lol.
No wonder you are so triggered by it. Thats not at all what it means. Its a system that is setup that puts one or more races at a disadvantage intentionally or unintentionally. Regardless of whether or not you agree, it exists in some facets. When it comes to getting loans for example.
You people. Posted on 11/10/20 at 7:54 am to josh336
It think the issue is recently it's a term that has been overly used and out of context in some areas which causes people to question the actually meaning.
Posted on 11/10/20 at 7:25 pm to josh336
Hate to tell you but the Equal Credit Opportunity Act (ECOA), Home Mortgage Disclosure Act (HMDA), Truth-In-Lending (TILA), Community Re-investment Act, RESPA, Fair Lending Act have absolutely neutered loan officer discretion. Fair Lending examinations are conducted routinely on financial institutions (banks) TRUST me the last thing a bank will do is approve based on race.
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