National General - Auto

I manage a body shop, we have had so much trouble with Nat Gen not wanting to pay for a proper repair that I no longer accept claims from them. I would rather loose business than deal with them...

CHUBB, KEMPER, which you don't see much of in Louisiana does all oem parts. Also most major carriers have oem parts clause as an added upgrade with your ins polocy. You will never really hear about that though, most people want the best price, and don't get concerned about parts used until it is too late. I am usually able to negotiate with most dealers to price match aftermarket parts, and I am successful around 70% of the time.

They raised my premium for a no fault accident so I dropped them

You might save a few dollars with them, but you will more than likely regret it if you have to file a claim