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re: Home Improvement Loan
Posted on 10/9/20 at 11:55 am to SwampKitty
Posted on 10/9/20 at 11:55 am to SwampKitty
quote:
The lowest rate I've seen from online lenders is about 7% for a 3 year loan. My bank is a credit union, is it even worth going to see if I can get a lower rate than 7%? I'm looking to borrow 8k
You're likely talking about a personal unsecured loan and 7% sounds about right. For $8k at 7% for 3 yrs, that's only around $900 in interest. You should ask about the fees as they may be a bigger concern.
Don't worry about the rate for that loan amount.
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